At a glance
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment · Interest only | — | — | 8.30% | 8.38% | — |
§ 02 — Fees · 15
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| LOAN_ARREARS_LETTER_FEE | Periodic | $12.50 | — | Charged once a loan has gone into arrears and letters are issue to customers |
| MORTGAGE_RELEASE_FEE_-_SOLICITOR | Transaction | $200 | — | Solicitor Mortgage Release charge |
| MORTGAGE_RELEASE_FEE | Transaction | $150 | — | Mortgage Release fee charged per mortgage on realease by WCU |
| VARIATION_FEE | Transaction | $150 | — | Variation fee when varying a loan charged on funding |
| CITEC_CHECK_TITLE_SEARCH | Upfront | $26.20 | — | Payable on funding of a new loan |
| CITEC_TITLE_SEARCH | Upfront | $25.63 | — | Payable for each Title Search ordered |
| ESTABLISHMENT_FEE | Upfront | $600 | — | Payable on funding of a new loan - price confirmed on application |
| IN_HOUSE_SEARCH_FEE | Upfront | $33 | — | Payable on funding a new loan when requesting a title search |
| REGISTRATION_FEES_-_MORTGAGE | Upfront | $192 | — | Payalbe on registration of a new mortgage |
| REGISTRATION_FEES_-_RELEASE | Upfront | $192 | — | Payable on registration of a Release of Mortgage |
| REGISTRATION_FEES_-_TRANSFER | Upfront | $192 | — | Payable for registration of a transfer for purchase price up to $180,000. If above-price confirmed on application |
| SETTLEMENT_AGENT_FEE | Upfront | $60 | — | Settlement Agent Fee payable on funding loan when settlement attended to |
| SETTLEMENT_NOTICE | Upfront | $57 | — | payable when a settlement notice is lodged |
| SOLICITOR_MORTGAGE_FEE | Upfront | $462 | — | Payable at the time of funding a new loan with new mortgages |
| VALUATION_FEE | Upfront | $350 | — | Payable on funding when a new valuation has been obtained-price confirmed on application depending on location of property |
§ 03 — Features
Offset accountRedrawExtra repaymentsDigital banking
- · No monthly loan service fee
- · No early termination fee
- · Split Loan
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens or permanant residents of Australia
- · Minimum balance $10,000
- · Member of Warwick Credit Union
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.