At a glance
- Features
- extra repayments
Rates
The one rate Warwick Credit Union publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Owner occupied, Interest only | 2 yrs fixed | - | 8.79% | 8.54% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 3 Oct 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed | 8.54% | 8.79% | up 0.25 |
Each change is logged the night it appears in the rates Darling Downs Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
16 fees published, grouped by when they're charged.
- When you take it outUp to $60011 fees, each listed below
- While you hold it$12.50LOAN_ARREARS_LETTER_FEE
- When you close it or pay it offNo fee published
When you take it out11
- CITEC_CHECK_TITLE_SEARCH
Payable on funding of a new loan
$26.20 - CITEC_TITLE_SEARCH
Payable for each Title Search ordered
$25.63 - ESTABLISHMENT_FEE
Payable on funding of a new loan - price confirmed on application
$600 - IN_HOUSE_SEARCH_FEE
Payable on funding a new loan when requesting a title search
$33 - REGISTRATION_FEES_-_MORTGAGE
Payalbe on registration of a new mortgage
$192 - REGISTRATION_FEES_-_RELEASE
Payable on registration of a Release of Mortgage
$192 - REGISTRATION_FEES_-_TRANSFER
Payable for registration of a transfer for purchase price up to $180,000. If above-price confirmed on application
$192 - SETTLEMENT_AGENT_FEE
Settlement Agent Fee payable on funding loan when settlement attended to
$60 - SETTLEMENT_NOTICE
payable when a settlement notice is lodged
$57 - SOLICITOR_MORTGAGE_FEE
Payable at the time of funding a new loan with new mortgages
$462 - VALUATION_FEE
Payable on funding when a new valuation has been obtained-price confirmed on application depending on location of property
$350
While you hold it1
- LOAN_ARREARS_LETTER_FEE
Charged once a loan has gone into arrears and letters are issue to customers
$12.50
When you make a transaction3
- MORTGAGE_RELEASE_FEE_-_SOLICITOR
Solicitor Mortgage Release charge
$200 - MORTGAGE_RELEASE_FEE
Mortgage Release fee charged per mortgage on realease by WCU
$150 - VARIATION_FEE
Variation fee when varying a loan charged on funding
$150
When particular things happen1
- BREAK_COST_ADMINISTRATION_FEE
Administration Fee charged on fixed rate loans when economic cost is calculated
$100
Features
- No monthly loan service fee
- Split Loan
Eligibility and limits
- Minimum age 18
- Residency: Individual must be citizens or permanent residents of Australia
- Minimum balance $10,000
- Member of the Warwick Credit Union
Compare it with others
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.