At a glance
- Features
- offset, redraw, extra repayments
Rates
The one rate Warwick Credit Union publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | - | 7.14% | 7.51% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Variable, Investment, Interest only | 6.89% | 7.14% | up 0.25 |
Each change is logged the night it appears in the rates Darling Downs Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
13 fees published, grouped by when they're charged.
- When you take it outUp to $46210 fees, each listed below
- While you hold it$270PACKAGE_FEE
- When you close it or pay it offNo fee published
When you take it out10
- CITEC_CHECK_TITLE_SEARCH
Payable on funding of a new loan
$26.20 - CITEC_TITLE_SEARCH
Payable for each Title Search ordered
$25.63 - IN_HOUSE_SEARCH_FEE
Payable on funding a new loan when requesting a title search
$33 - REGISTRATION_FEES_-_MORTGAGE
Payalbe on registration of a new mortgage
$192 - REGISTRATION_FEES_-_RELEASE
Payable on registration of a Release of Mortgage
$192 - REGISTRATION_FEES_-_TRANSFER
Payable for registration of a transfer for purchase price up to $180,000. If above-price confirmed on application
$192 - SETTLEMENT_AGENT_FEE
Settlement Agent Fee payable on funding loan when settlement attended to
$60 - SETTLEMENT_NOTICE
payable when a settlement notice is lodged
$57 - SOLICITOR_MORTGAGE_FEE
Payable at the time of funding a new loan with new mortgages
$462 - VALUATION_FEE
Payable on funding when a new valuation has been obtained-price confirmed on application depending on location of property
$350
While you hold it1
- PACKAGE_FEE
Paid on funding of first HOP Facility and then on the anniversary date thereafter. One Fee per package (muliple loans available)
$270
When you make a transaction2
- MORTGAGE_RELEASE_FEE_-_SOLICITOR
Solicitor Mortgage Release charge
$200 - MORTGAGE_RELEASE_FEE
Mortgage Release fee charged per mortgage on realease by WCU
$150
Features
- Split Loan
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be citizens or permanant residents of Australia
- Minimum balance $5,000
- Customer of the Credit Union
Compare it with others
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.