At a glance
- Features
- extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Owner occupied · Interest only | 2 yrs fixed | — | 7.29% | 7.82% | — |
§ 02 — Fees · 14
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BREAK_COST_ADMINISTRATION_FEE | Event | $100 | — | Administration Fee charged on fixed rate loans when economic cost is calculated |
| LOAN_ARREARS_LETTER_FEE | Periodic | $12.50 | — | Charged once a loan has gone into arrears and letters are issue to customers |
| PACKAGE_FEE | Periodic | $270 | — | Paid on funding of first HOP Facility and then on the anniversary date thereafter. One Fee per package (muliple loans available) |
| MORTGAGE_RELEASE_FEE_-_SOLICITOR | Transaction | $200 | — | Solicitor Mortgage Release charge |
| MORTGAGE_RELEASE_FEE | Transaction | $150 | — | Mortgage Release fee charged per mortgage on realease by WCU |
| CITEC_CHECK_TITLE_SEARCH | Upfront | $26.20 | — | Payable on funding of a new loan |
| CITEC_TITLE_SEARCH | Upfront | $25.63 | — | Payable for each Title Search ordered |
| IN_HOUSE_SEARCH_FEE | Upfront | $33 | — | Payable on funding a new loan when requesting a title search |
| REGISTRATION_FEES_-_MORTGAGE | Upfront | $192 | — | Payalbe on registration of a new mortgage |
| REGISTRATION_FEES_-_RELEASE | Upfront | $192 | — | Payable on registration of a Release of Mortgage |
| REGISTRATION_FEES_-_TRANSFER | Upfront | $192 | — | Payable for registration of a transfer for purchase price up to $180,000. If above-price confirmed on application |
| SETTLEMENT_AGENT_FEE | Upfront | $60 | — | Settlement Agent Fee payable on funding loan when settlement attended to |
| SETTLEMENT_NOTICE | Upfront | $57 | — | payable when a settlement notice is lodged |
| VALUATION_FEE | Upfront | $350 | — | Payable on funding when a new valuation has been obtained-price confirmed on application depending on location of property |
§ 03 — Features
Extra repaymentsDigital banking
- · Split Loan
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens or permanent residents of Australia
- · Minimum balance $5,000
- · Member of Warwick Credit Union
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.