Great Southern Bank
Bridging Loan INV
Bridging loans are suitable for customers who are looking to purchase a new property while awaiting sale of their existing proper and seek short-term finance to cover paying both loans.
Home loansBank updated 15 May 2026
At a glance
- Max LVR
- 70%
- Features
- redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest Only repayment: 70% maximum LVR | Investment · Interest only | — | — | 9.81% | 9.91% | — |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Account Information Fee | Event | $20 | — | Account informaton fee is payable when customer request the following: - An annual audit certificate on a Great Southern Bank account - A copy of a cheque or Visa voucher - Personal information, trac… |
| Application Fee | Event | $350 | — | Bridging loan application fee payable at time of making the application and non-refundable. |
| Arrears Letter Fee | Event | $22 | — | Payable where Great Southern Bank sends you a letter in relation to arrears on your account. |
| Bridging Loan Establishment Fee | Event | $400 | — | Bridging loan establishment fee applies for a bridging loan which includes the cost of processing the application and the preparation of the Great Southern Bank loan documentation. |
| Default Notice Fee | Event | $33 | — | Default notice fee is payable where Great Southern Bank sends you a default notice in relation to outstanding arrears on your account. |
| Production Fee | Event | $100 | — | If you request a title held by Great Southern Bank to be produced to a relevant state’s land titles office for any purpose, a production fee is payable. |
| Re-documentation Fee | Event | $300 | — | Where a borrower requests, and Great Southern Bank agrees, to a restructure of a loan between approval and funding and that change requires amended documentation to be prepared, a fee will be payable. |
| Telegraphic transfer fee within Australia | Event | $35 | — | Local telegraphic transfer to an account at a financial institution within Australia. Payable where you request a local telegraphic transfer to an account at a financial institution within Australia. |
| Variation Fee | Event | $300 | — | A variation fee is payable if you request any changes to the Credit Contract or Security - for example: - Re-arrange and/or substitute a security on a mortgage - Consent to any dealings in relation t… |
| Discharge Fee | Exit | $500 | — | If you pay out the loan partially or in full where a discharge of security is required, or you request a discharge of a security, a discharge fee is payable (per release or transaction). |
| Security Adminstration Fee | Upfront | $235 | — | For each security offered to the Great Southern Bank loan. A securities administration fee applies to all secured credit facilities. The securities administration fee represents the average cost base… |
§ 03 — Features
RedrawExtra repaymentsGuarantor optionDigital banking
- · $0 Monthly or annual fees.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank
- · Available to individuals
- · Amount $100,000 to $5,000,000
- · Maximum LVR 70%
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Great Southern Bank under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.