The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

75 products · 7 categories · changed 17 Sept 2026

Great Southern Bank.

Business loans 20 Credit cards 2 Overdrafts 2 Personal loans 4 Home loans 29 Term deposits 8 Savings & transaction accounts 10

Business loans · 20Compare across banks →

Commercial 1 Year Fixed - Commercially Secured IO

Fixed: 7.59%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 1 Year fixed - Commercially secured P&I

Fixed: 7.59%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 1 Year Fixed - Residentially Secured IO

Fixed: 7.09%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 1 year fixed - Residentially Secured P&I

Fixed: 7.09%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 2 Year Fixed - Commercially Secured IO

Fixed: 7.64%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 2 Year fixed - Commercially secured P&I

Fixed: 7.64%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 2 Year Fixed - Residentially Secured IO

Fixed: 7.14%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 2 year fixed - Residentially Secured P&I

Fixed: 7.14%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 3 Year Fixed - Commercially Secured IO

Fixed: 7.69%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 3 Year fixed - Commercially secured P&I

Fixed: 7.69%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 3 Year Fixed - Residentially Secured IO

Fixed: 7.19%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 3 year fixed - Residentially Secured P&I

Fixed: 7.19%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 5 Year Fixed - Commercially Secured IO

Fixed: 7.89%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 5 Year fixed - Commercially secured P&I

Fixed: 7.89%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 5 Year Fixed - Residentially Secured IO

Fixed: 7.39%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial 5 year fixed - Residentially Secured P&I

Fixed: 7.39%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial Variable - Commercially Secured IO

Variable: 7.75%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial Variable - Commercially secured P&I

Variable: 7.75%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial Variable - Residentially Secured IO

Variable: 7.25%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Commercial Variable - Residentially Secured P&I

Variable: 7.25%
Loan size: $20,000 to $5,000,000
Upfront fee: $985

Credit cards · 2Compare across banks →

Low Rate Credit Card (New)

Purchase rate: 11.99%
Cash advance: 21.74%
Interest-free days: 55

Platinum Credit Card

Purchase rate: 19.99%
Cash advance: 21.74%
Interest-free days: 55

Overdrafts · 2Compare across banks →

Business Overdraft (commercial secured)

Variable: 10.35%
Loan size: $20,000 to $250,000
Upfront fee: $985

Business Overdraft (residential secured)

Variable: 9.45%
Loan size: $20,000 to $250,000
Upfront fee: $985

Personal loans · 4Compare across banks →

Fixed: 15.00% · 6.23% comparison
Loan size: $5,000 to $100,000
Upfront fee: $325

Secured Fixed Car Loan

Fixed: 15.00% · 6.63% comparison
Loan size: $5,000 to $100,000
Upfront fee: $325

Unsecured Fixed Personal Loan

Fixed: 17.00% · 7.49% comparison
Loan size: $5,000 to $75,000
Upfront fee: $225

Unsecured Green Personal Loan

Fixed: 17.00% · 6.49% comparison
Loan size: $5,000 to $75,000
Upfront fee: $225

Home loans · 29Compare across banks →

1 year Fixed Rate INV IO

Max LVR: 90%
Features: redraw, extra repayments

1 year Fixed Rate INV P&I

Max LVR: 90%
Features: redraw, extra repayments

1 year Fixed Rate OO IO

Max LVR: 90%
Features: redraw, extra repayments

1 year Fixed Rate OO P&I

Fixed: 1 yr 6.50%
Max LVR: 95%
Features: redraw, extra repayments

2 year Fixed Rate INV IO

Max LVR: 90%
Features: redraw, extra repayments

2 year Fixed Rate INV P&I

Max LVR: 90%
Features: redraw, extra repayments

2 year Fixed Rate OO IO

Max LVR: 90%
Features: redraw, extra repayments

2 year Fixed Rate OO P&I

Fixed: 2 yrs 6.50%
Max LVR: 95%
Features: redraw, extra repayments

3 year Fixed Rate INV IO

Max LVR: 90%
Features: redraw, extra repayments

3 year Fixed Rate INV P&I

Max LVR: 90%
Features: redraw, extra repayments

3 year Fixed Rate OO IO

Max LVR: 90%
Features: redraw, extra repayments

3 year Fixed Rate OO P&I

Fixed: 3 yrs 6.50%
Max LVR: 95%
Features: redraw, extra repayments

5 year Fixed Rate INV P&I

Max LVR: 90%
Features: redraw, extra repayments

5 year Fixed Rate OO P&I

Fixed: 5 yrs 6.55%
Max LVR: 95%
Features: redraw, extra repayments

5year Fixed Rate INV IO

Max LVR: 90%
Features: redraw, extra repayments

Basic Variable Investment Construction

Max LVR: 90%
Features: redraw, extra repayments

Basic Variable Investment IO

Max LVR: 90%
Features: redraw, extra repayments

Basic Variable Investment P&I

Variable (investor P&I): 8.43%
Max LVR: 90%
Features: redraw, extra repayments

Basic Variable OO Construction

Max LVR: 90%
Features: redraw, extra repayments

Basic Variable OO IO

Max LVR: 90%
Features: redraw, extra repayments

Basic Variable OO P&I

Variable (owner occ. P&I): 8.00% · 6.10% comparison
Max LVR: 95%
Features: redraw, extra repayments

Bridging Loan INV

Max LVR: 70%
Features: redraw, extra repayments

Bridging Loan OO

Max LVR: 70%
Features: redraw, extra repayments

Offset Variable Investment Construction

Max LVR: 90%
Features: offset, redraw, extra repayments

Offset Variable Investment IO

Max LVR: 90%
Features: offset, redraw, extra repayments

Offset Variable Investment P&I

Variable (investor P&I): 8.63%
Max LVR: 90%
Features: offset, redraw, extra repayments

Offset Variable OO Construction

Max LVR: 90%
Features: offset, redraw, extra repayments

Offset Variable OO IO

Max LVR: 90%
Features: offset, redraw, extra repayments

Offset Variable OO P&I

Variable (owner occ. P&I): 8.20% · 6.20% comparison
Max LVR: 95%
Features: offset, redraw, extra repayments

Term deposits · 8Compare across banks →

Platinum Plus Term Deposit 12 months

Best rate: 5.20% for 12m
12 months: 5.20%
Min deposit: $5,000

Platinum Plus Term Deposit 12 months (M)

Best rate: 5.10% for 12m
12 months: 5.10%
Min deposit: $5,000

Platinum Plus Term Deposit 13-60 Months

Best rate: 5.25% for 60m
Min deposit: $5,000

Platinum Plus Term Deposit 13-60 Months (M)

Best rate: 5.15% for 60m
Min deposit: $5,000

Standard Rate Term Deposit 1-12 months

Best rate: 5.10% for 12m
12 months: 5.10%
Min deposit: $5,000

Standard Rate Term Deposit 13-60 months (A)

Best rate: 5.15% for 60m
Min deposit: $5,000

Standard Rate Term Deposit 13-60 months (M)

Best rate: 5.05% for 60m
Min deposit: $5,000

Standard Rate Term Deposit 2-12 months

Best rate: 5.00% for 12m
12 months: 5.00%
Min deposit: $5,000

Savings & transaction accounts · 10Compare across banks →

Everyday 50+ Account

Base rate: 0.10%

Everyday Account

Base rate: 0.00%

Everyday Business Account

Base rate: 0.00%

Everyday Edge Account

Base rate: 0.00%

Base rate: 0.00%

Everyday Youth Account

Base rate: 0.00%

Base rate: 0.10%
Bonus rate: 4.75%
Up to: 4.85%

Base rate: 0.50%
Bonus rate: 4.85%
Up to: 5.35%

Base rate: 0.50%
Bonus rate: 4.75%
Up to: 5.25%

Base rate: 1.00%

Published by Great Southern Bank under the Consumer Data Right, last changed by them on 17 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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