Star Classic Construction Loan
Star Classic Construction Loan
At a glance
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
Rates
Every rate Homestar Finance publishes for this home loan, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | ≤70% LVR, $50,000–$3,500,000 | 6.63% | 6.66% | - |
| Variable | Investment, Interest only | - | 70–80% LVR, $50,000–$3,500,000 | 6.73% | 6.76% | - |
| Variable | Owner occupied, Interest only | - | ≤70% LVR, $50,000–$3,500,000 | 6.43% | 6.43% | - |
| Variable | Owner occupied, Interest only | - | 70–80% LVR, $50,000–$3,500,000 | 6.53% | 6.53% | - |
Fees
7 fees published, grouped by when they're charged.
- When you take it outUp to $7505 fees, each listed below
- While you hold itNo fee published
- When you close it or pay it off$595Discharge Administration Fee
When you take it out5
- Third Party Costs
This fee is applicable for Standard Loans- Construction Only
$264 - Upfront Construction Review Fee$750
- Upfront Construction Risk Fee
This is rate is only applicable for Investment properties.
0.50% of balance - Valuation Fee
The minimum cost will be covered, any additional expenses incurred due to travel or properties greater than $1m in value may incur a fee
$0 to $0 - Valuation Fee
Metro Locations under $1m - Construction Only
$244.20
When you close it or pay it off1
- Discharge Administration Fee
This fee is applicable for Standard Loans
$595
Other fees1
- Progress Payment Inspection Fee
Applicable for Metro Location under 1M. At Cost.
From $0
Features
- Cash out
- Multiple loan splits
- Pay anyone, BPAY
- Flexible repayment options
Eligibility and limits
- Minimum age 18
- Residency: Customer is either an Australian Citizen or a Permanent Resident of Australia
- Available to individuals
- Maximum LVR 80%
- Minimum balance $50,000
- Customer provide sufficient security in accordance with our lending eligibility criteria
- Customer needs a guarantor who supports the loan also meets our lending eligibility criteria
- Customer meets our lending eligibility criteria
- Maximum Loan Term: 360 months
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Published by Homestar Finance Pty Ltd under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.