Homestar Finance Pty Ltd
Every product Homestar Finance Pty Ltd publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 11 Oct 2026.
- Australian credit licence and AFS licence 337303, held by Columbus Capital Pty. Limited; credit licence since 18 January 2011. ASIC register
- A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.
7 products in 1 category
All of them home loansHomestar Finance Pty Ltd's rates today
Homestar Finance Pty Ltd's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 29 October 2026. Only products anyone can apply for are counted.
Where Homestar Finance Pty Ltd sits among every institution's best
| Rate | Homestar Finance Pty Ltd | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.23%Star Essentials | 5.69%AAA Financial Corporation's Portfolio Loan | 6.38%of 102 institutions |
| 3-year fixed home loanOwner occupier, principal & interest, 80% LVR | 7.53%Star Classic | 6.09%Border Bank's Customs Value Home Loan | 6.69%of 79 institutions |
Homestar Finance Pty Ltd home loan repayments
Repayments at Homestar Finance Pty Ltd's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
- VariableStar Essentials6.23%6.23% comparison$3,687a month
$727,141 in interest, $1,327,141 repaid in all
- 1-year fixedStar Classic7.53%6.46% comparison$4,208a month
$914,743 in interest, $1,514,743 repaid in all
- 2-year fixedStar Classic7.53%6.58% comparison$4,208a month
$914,743 in interest, $1,514,743 repaid in all
- 3-year fixedStar Classic7.53%6.68% comparison$4,208a month
$914,743 in interest, $1,514,743 repaid in all
- 5-year fixedStar Classic7.53%6.87% comparison$4,208a month
$914,743 in interest, $1,514,743 repaid in all
- Investor variableStar Classic6.53%6.53% comparison$3,804a month
$769,531 in interest, $1,369,531 repaid in all
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Homestar Finance Pty Ltd's own calculator: confirm the rate with Homestar Finance Pty Ltd before you apply.
Homestar Finance Pty Ltd home loan rates
Compare across lenders7 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.23%, with a comparison rate of 6.23%, on its Star Essentials: 26th lowest of 102 lenders.
- Star Blue
- Variable (investor P&I)
- 7.18%
- Max LVR
- 80%
- Annual fee
- $395
- Star Blue Commercial
- Variable (investor P&I)
- 7.78%
- Max LVR
- 80%
- Annual fee
- $395
- Star Choice
- Variable (owner occ. P&I)
- 6.83%, 6.51% comparison
- Variable (investor P&I)
- 7.03%
- Max LVR
- 90%
- Star Classic
- Variable (owner occ. P&I)
- 6.23%, 6.23% comparison
- Variable (investor P&I)
- 6.43%
- Fixed
- 1 yr 7.43%, 2 yrs 7.43%, 3 yrs 7.43%, 4 yrs 7.43%, 5 yrs 7.43%
- Star Classic Construction Loan
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
- Star Essentials
- Variable (owner occ. P&I)
- 6.13%, 6.13% comparison
- Max LVR
- 80%
- Features
- redraw, extra repayments
- Star Nova
- Variable (owner occ. P&I)
- 6.23%, 6.23% comparison
- Variable (investor P&I)
- 6.43%
- Max LVR
- 80%
Every published rate Homestar Finance Pty Ltd has changed.
Sun 11 Oct
Homestar Finance Pty lifted 11 variable home loan rates by 0.05 to 0.40 percentage points.
0.05 to 0.40Homestar Finance Pty cut 5 variable home loan rates by 0.05 to 0.15 percentage points.
0.05 to 0.15Homestar Finance Pty lifted 40 fixed home loan rates by 0.05 to 0.45 percentage points.
0.05 to 0.45
Published by Homestar Finance Pty Ltd under the Consumer Data Right, last changed by them on 11 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.