HUME BANK LIMITED
myBlue 4 Year Fix O/Occ P+I (80.01-90.00% LVR)
Feel right at home with our ongoing low rate.
Home loansBank updated 17 June 2026
At a glance
- Fixed
- 4 yrs 6.79%
- Max LVR
- 90%
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInterest is calculated daily and applied monthly | Owner occupied · P&I | 4 yrs fixed | — | 6.79% | 6.54% | — |
§ 02 — Fees · 19
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| LEGALCOSTS | Cash advance | No fee | — | Priced on application - Payable when we pay our solicitors as a result of your application for a variabtion to, discharge of or our consent to any variation of your agreement or security |
| SECURITYSEARCH | Cash advance | No fee | — | Priced on application - Payable if we need to search a register in relation to any security |
| VALFEE | Cash advance | No fee | — | Priced on application - Payable when we have to pay a valuer as a result of your application for our consent to any matter relating to this agreement or the security, a variation of the agreement or… |
| CHQFEE | Event | $10 | — | Payable for each cheque required on settlement in excess of five (5) cheques |
| CONSENT_FEE | Event | $150 | — | Payable when you ask us to consent to a second mortgage on any security |
| CONTRACTVARIATIONFEE | Event | $300 | — | Payable in the event we agree to vary your loan agreement |
| DUPLICATESTATEMENTFEE | Event | $2 | — | Duplicate Statement Fee - $2 per page of statement produced. Payable when you ask us to produce duplicate statements for you. |
| PHOTOCOPYFEE | Event | $3 | — | $3 per page. Payable when you ask us to photocopy documents for you |
| PROGPAYMENT | Event | $30 | — | Payable on the 8th and any subsequent drawdown on a construction loan |
| SEARCHFEE | Event | $20 | — | Payable when we undertake any search in relation to your company or business at ASIC |
| SETTLEMENTATTFEE | Event | $75 | — | Payable when we are required to attend any settlement on your behalf |
| SWITCHFEE | Event | $300 | — | Payable when you convert from one interest rate option to another. This fee is in addition to any break costs payable |
| TITLEPRODFEE | Event | $150 | — | Payable when you ask us to produce the title to you or another credit provider |
| TITLESEARCH | Event | $50 | — | Payable when you undertake a title search in relation to any security |
| DISCHARGE_FEE | Exit | $350 | — | Payable when any security is wholly or partially discharged. |
| AGENT_FEE | Payment | $150 | — | Payable if we need to instruct an agent in connection with the settlement of your loan |
| DEFAULTFEE | Payment | $20 | — | Payable on the last day of each month during which there is an amount overdue for payment on your loan. |
| DISHONOURFEE | Payment | $16 | — | Payable if a direct debit from another account to your loan is declined or a cheque deposited to your loan account is dishonoured |
| REDRAW | Transaction | $30 | — | Payable each time you request a redraw on your loan over the counter. For all loans apart from Interest Saver loans, this fee is waived for the first redraw requested each month. This fee does not ap… |
§ 03 — Features
Offset accountRedrawExtra repaymentsDigital banking
- · No monthly account keeping fees
- · Flexible Repayments - weekly, fortnightly or monthly
- · Split loans available
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be an Australian resident or citizen, with an Australian residential mailing address
- · Maximum LVR 90%
- · Applicable for a Loan to Value Ratio (LVR) of 80.01-90.00%
- · Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply
§ 06 — Run the numbers
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Published by Hume Bank under the Consumer Data Right, last changed by them on 17 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.