HUME BANK LIMITED
nextBlue Bridging O/Occ I/O (<80% LVR)
A bridging loan is a short-term home loan that helps cover the gap between buying a new property and selling your existing one. Available for up to 12 months for Owner Occupiers.
Home loansBank updated 17 June 2026
At a glance
- Max LVR
- 80%
- Features
- extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest is calculated daily and applied monthly. | Owner occupied · Interest only | — | — | 7.84% | 7.94% | — |
§ 02 — Fees · 15
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| LANDTITLE | Cash advance | No fee | — | Priced on application - Payable when you request us to produce a title deed |
| SECURITYSEARCH | Cash advance | No fee | — | Priced on application - Payable if we need to search a register in relation to any security |
| VALFEE | Cash advance | No fee | — | Priced on application - Payable when we have to pay a valuer as a result of your application for our consent to any matter relating to this agreement or the security, a variation of the agreement or… |
| CONSENT_FEE | Event | $150 | — | Payable when you ask us to consent to a second mortgage on any security |
| CONTRACTVARIATIONFEE | Event | $300 | — | Payable in the event we agree to vary your loan agreement |
| DUPLICATESTATEMENTFEE | Event | $2 | — | Duplicate Statement Fee - $2 per page of statement produced. Payable when you ask us to produce duplicate statements for you. |
| SEARCHFEE | Event | $20 | — | Payable when we undertake any search in relation to your company or business at ASIC |
| SETTLEMENTATTFEE | Event | $75 | — | Payable when we are required to attend any settlement on your behalf |
| TITLEPRODFEE | Event | $150 | — | Payable when you ask us to produce the title to you or another credit provider |
| TITLESEARCH | Event | $50 | — | Payable when you undertake a title search in relation to any security |
| DISCHARGE_FEE | Exit | $350 | — | Payable when any security is wholly or partially discharged. |
| DISCHARGE_FEE | Exit | $350 | — | Payable when any security is wholly or partially discharged. |
| AGENT_FEE | Payment | $150 | — | Payable if we need to instruct an agent in connection with the settlement of your loan |
| DISHONOURFEE | Payment | $16 | — | Payable if a direct debit from another account to your loan is declined or a cheque deposited to your loan account is dishonoured |
| ESTABLISHMENTFEE | Upfront | $1,250 | — | Establishment fee for Bridging Loans |
§ 03 — Features
Extra repaymentsDigital banking
- · No monthly account keeping fees
- · eStatements and printed statements available
- · Maximum length of loan 12 months
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be an Australian resident or citizen, with an Australian residential mailing address
- · Maximum LVR 80%
- · Maximum Loan to Value Ratio of 80%
- · Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply
§ 06 — Run the numbers
Put this product through a calculator
Published by Hume Bank under the Consumer Data Right, last changed by them on 17 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.