Mezy Assets Pty Ltd t/as Mortgage EzyPropel Ezy SMSF
Mortgage Ezy Propel SMSF residential mortgage for eligible Self Managed Superannuation Funds purchasing or refinancing residential investment property.
At a glance
- Variable (investor P&I)
- 7.09%
- Max LVR
- 80%
- Annual fee
- $399
Rates
Every rate Mezy Assets Pty Ltd t/as Mortgage Ezy publishes for this home loan, 8 in all.
Variable rate by LVR
Investment, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤65%7.09%
- 65–70%7.19%
- 70–75%7.29%
- 75–80%7.39%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | ≤65% LVR, $100,000–$2,000,000 | 7.29% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 65–70% LVR, $100,000–$2,000,000 | 7.39% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 70–75% LVR, $100,000–$2,000,000 | 7.49% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 75–80% LVR, $100,000–$2,000,000 | 7.59% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | ≤65% LVR, $100,000–$2,000,000 | 7.09% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 65–70% LVR, $100,000–$2,000,000 | 7.19% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 70–75% LVR, $100,000–$2,000,000 | 7.29% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 75–80% LVR, $100,000–$2,000,000 | 7.39% | - | Available under Full Documentation. |
Fees
6 fees published, grouped by when they're charged.
- When you take it outNo feeRisk Fee
- While you hold it$399 a yearAnnual Fee
- When you close it or pay it offFrom $550Discharge Fee
When you take it out1
- Risk Fee
No risk fee applies.
No fee
While you hold it1
- Annual Fee
Annual fee $399. Excludes GST.
$399 a year
When particular things happen3
- Disbursements and Searches
Additional disbursements may apply, including government charges, solicitor trust review and PEXA fees. Estimated range $500 to $700. Excludes GST.
$500 to $700 - Funder's Legal Fee
Funder's legal fee $750 plus disbursements. Excludes GST.
$750 - Valuation Fee
Valuation fees at cost, minimum $250. Additional costs and a minimum $50 cancellation fee per security may apply. Excludes GST.
From $250
When you close it or pay it off1
- Discharge Fee
Discharge fee from $550 plus agent costs. Excludes GST.
From $550
Features
- IO available up to 5 years.
Eligibility and limits
- Amount $100,000 to $2,000,000
- Maximum LVR 80%
- SMSF Trustee (corporate or individual) required. Property held on Property Trust by a Property Trustee. Security trustee guarantees limited to security property. Maximum 6 SMSF members.
- Serviceability assessed inside the fund only. No external servicing. 90% rental income assessed. 100% of concessional and non-concessional contributions. No liquidity or net asset testing.
- Residential property in Australia, first registered mortgage. High-density apartments are subject to a separate LVR constraint. No Vacant Land, rural property, student accommodation, NRAS or NDIS/SDA…
- Maximum loan term 30 years.
- SMSF Trust Deed and Bare (Property) Trust Deed required, signed, dated and certified. PAYG: 2 recent payslips. Self-Employed: 1 year personal tax return and NOA. SMSF income evidence: latest SMSF ann…
- Offset accounts and redraw are not available for this product.
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Published by Mortgage Ezy under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.