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Mortgage Ezy

Every product Mortgage Ezy publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 27 Oct 2026.

  • Australian credit licence and AFS licence 522267, held by Ma Money Financial Services Pty Ltd; credit licence since 23 July 2020. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
  • A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.
No change yetMortgage Ezy hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.

11 products in 2 categories

  1. Home loans9
  2. Business loans2

Mortgage Ezy's rates today

Mortgage Ezy's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.

Where Mortgage Ezy sits among every institution's best

Mezy Assets Pty Ltd t/as Mortgage Ezy 6.89%Everyone else, 104 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateMortgage EzyBest anywhereTypical institution
Variable home loanOwner occupier, principal & interest, 80% LVR6.89%Propel Full Doc5.93%SCCU's BROKER HOME LOAN6.38%of 104 institutions
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower7.99%Propel Commercial6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions

Mortgage Ezy home loan repayments

Repayments at Mortgage Ezy's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.

Loan amount
$600,000
Loan term
30 yrs
The $600,000 you borrowInterest over 30 years
  1. VariablePropel Full Doc
    6.89%6.95% comparison
    $3,948a month

    $821,132 in interest, $1,421,132 repaid in all

  2. Investor variablePropel Full Doc
    7.19%
    $4,069a month

    $864,721 in interest, $1,464,721 repaid in all

Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Mortgage Ezy's own calculator: confirm the rate with Mortgage Ezy before you apply.

Mortgage Ezy home loan rates

Compare across lenders

9 products

Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.89%, with a comparison rate of 6.95%, on its Propel Full Doc: 90th lowest of 104 lenders, level with one other.

Mortgage Ezy business loan rates

Compare across lenders

2 products

Its lowest advertised business loan rate is 7.59% variable, on its Propel Commercial SMSF: 21st lowest of 49 lenders.

Rate changes since 18 Sept 2026How every lender responded

Has Mortgage Ezy passed on the RBA's November 2026 rate rise?

Mortgage Ezy hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.

No published rate has changed since 18 Sept 2026.

Published by Mortgage Ezy under the Consumer Data Right, last changed by them on 27 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.