The Finance Algorithm
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Fix & Save - 5 Years Fixed - Investment

Five-year fixed-rate residential investment loan for eligible investment property purchases.

Home loansLender updated 29 Sept 2026
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At a glance

Max LVR
90%
Features
extra repayments

Rates

The one rate Mortgage House publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
FixedFixed investor lending rate. Introductory period is 0 months; no separate introductory rate is exposed.Investment, P&I--7.39%7.49%-

Fees

5 fees published, grouped by when they're charged.

  1. When you take it outUp to $6002 fees, each listed below
  2. While you hold itUp to $3952 fees, each listed below
  3. When you close it or pay it off$500Discharge Fee

When you take it out2

  • Application Fee
    $600
  • Settlement Fee
    $499

While you hold it2

  • Annual Facility Fee
    $395
  • Monthly Fee
    No fee

When you close it or pay it off1

  • Discharge Fee
    $500

Features

Extra repaymentsDigital banking
  • Direct debit repayments are available. Customer specifies repayment frequency, amount and nominated account.
  • Loan switching capability may allow a variable interest rate to be switched to a fixed interest rate, subject to terms and conditions.
  • Loan split capability may allow multiple accounts under one loan for personal, investment, fixed or variable split purposes.
  • Loan portability may allow the home loan to be transferred from one property to another without refinancing, subject to approval.

Eligibility and limits

  • Minimum age 18
  • Residency: Australian or New Zealand Citizen or permanent resident residing in Australia.
  • Amount $150,000 to $2,000,000
  • Maximum LVR 90%
  • Full documentation loan. Full documentation is required or available for this product.
  • Purchase permitted where product credit policy criteria are met.
  • Refinance permitted where product credit policy criteria are met.
  • Debt consolidation permitted where product credit policy criteria are met.
  • Equity release permitted where product credit policy criteria are met.
  • Maximum loan term is 30 years.

Published by Mortgage House under the Consumer Data Right, last changed by them on 29 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.