Mortgage House
Every product Mortgage House publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 9 Oct 2026.
- Australian credit licence and AFS licence 312912, held by Mortgage House Capital Pty Ltd; credit licence since 15 February 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
- A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.
33 products in 2 categories
Mortgage House's rates today
Mortgage House's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 28 October 2026. Only products anyone can apply for are counted.
Where Mortgage House sits among every institution's best
| Rate | Mortgage House | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.19%Chameleon - Executive Home Loan 80 | 5.69%AAA Financial Corporation's Portfolio Loan | 6.36%of 102 institutions |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.94%Chameleon Commercial - Pure Commercial 50 | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions |
Mortgage House home loan repayments
Repayments at Mortgage House's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
- 6.19%6.23% comparison$3,671a month
$721,532 in interest, $1,321,532 repaid in all
- Investor variableChameleon - Executive Investment Home Loan 806.69%6.73% comparison$3,868a month
$792,368 in interest, $1,392,368 repaid in all
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Mortgage House's own calculator: confirm the rate with Mortgage House before you apply.
Mortgage House home loan rates
Compare across lenders30 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.19%, with a comparison rate of 6.23%, on its Chameleon - Executive Home Loan 80: 17th lowest of 102 lenders, level with 7 others.
- Chameleon - Executive Home Loan 60
- Variable (owner occ. P&I)
- 6.14%, 6.18% comparison
- Max LVR
- 60%
- Features
- redraw, extra repayments
- Chameleon - Executive Home Loan 60 (with offset)
- Variable (owner occ. P&I)
- 6.14%, 6.54% comparison
- Max LVR
- 60%
- Features
- offset, redraw, extra repayments
- Chameleon - Executive Home Loan 80
- Variable (owner occ. P&I)
- 6.19%, 6.23% comparison
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
- Chameleon - Executive Investment Home Loan 60
- Variable (investor P&I)
- 6.59%
- Max LVR
- 60%
- Features
- redraw, extra repayments
- Chameleon - Executive Investment Home Loan 80
- Variable (investor P&I)
- 6.69%
- Max LVR
- 80%
- Features
- redraw, extra repayments
- Chameleon - Freedom Home Loan 60
- Variable (owner occ. P&I)
- 6.39%, 6.43% comparison
- Max LVR
- 60%
- Features
- redraw, extra repayments
- Chameleon - Freedom Home Loan 80
- Variable (owner occ. P&I)
- 6.44%, 6.48% comparison
- Max LVR
- 80%
- Features
- redraw, extra repayments
- Chameleon - Freedom Home Loan 90
- Variable (owner occ. P&I)
- 7.14%, 7.18% comparison
- Max LVR
- 90%
- Features
- redraw, extra repayments
- Chameleon - Freedom Low Doc Home Loan 60
- Variable (owner occ. P&I)
- 7.09%, 7.53% comparison
- Max LVR
- 60%
- Features
- offset, redraw, extra repayments
- Chameleon - Gold Low Doc Investment 80
- Variable (investor P&I)
- 9.59%
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
- Chameleon - Gold Non Resident Loan 70
- Variable (investor P&I)
- 8.24%
- Max LVR
- 70%
- Features
- redraw, extra repayments
- Chameleon - Gold SMSF Loan 80
- Variable (investor P&I)
- 6.89%
- Max LVR
- 80%
- Features
- offset, extra repayments
- Chameleon - Gold SMSF Loan 80 (Combo)
- Variable (investor P&I)
- 6.89%
- Max LVR
- 80%
- Features
- offset, extra repayments
- Chameleon - Platinum Home Loan 60 (INV)
- Variable (investor P&I)
- 9.09%
- Max LVR
- 60%
- Features
- offset, redraw, extra repayments
- Chameleon - Platinum Home Loan 60 (OO)
- Variable (owner occ. P&I)
- 8.74%, 9.28% comparison
- Max LVR
- 60%
- Features
- offset, redraw, extra repayments
- Chameleon - Platinum Home Loan 80 (INV)
- Variable (investor P&I)
- 9.29%
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
- Chameleon - Platinum Home Loan 80 (OO)
- Variable (owner occ. P&I)
- 8.94%, 9.64% comparison
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
- Chameleon - Solutions Home Loan 60
- Variable (owner occ. P&I)
- 7.59%, 8.08% comparison
- Max LVR
- 60%
- Features
- offset, redraw, extra repayments
- Chameleon - Solutions Home Loan 80
- Variable (owner occ. P&I)
- 7.80%, 8.29% comparison
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
- Chameleon Freedom Low Doc Home Loan 80
- Variable (owner occ. P&I)
- 7.39%, 8.08% comparison
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
- Chameleon Gold SMSF Loan 90
- Variable (investor P&I)
- 7.79%
- Max LVR
- 90%
- Features
- offset, extra repayments
- Fix & Save - 2 Years Fixed - Investment
- Max LVR
- 80%
- Features
- extra repayments
- Fix & Save - 3 Years Fixed - Owner Occupied
- Max LVR
- 95%
- Fix & Save - 5 Years Fixed - Investment
- Max LVR
- 90%
- Features
- extra repayments
- Fix & Save - 5 Years Fixed - Owner Occupied
- Max LVR
- 95%
- Features
- extra repayments
- Fix & Save – 1 Year Fixed – Investment
- Max LVR
- 90%
- Features
- extra repayments
- Fix & Save – 1 Year Fixed – Owner Occupied
- Max LVR
- 80%
- Features
- extra repayments
- Fix & Save – 2 Years Fixed – Owner Occupied
- Max LVR
- 80%
- Features
- redraw, extra repayments
- Fix & Save 3 Years Fixed - Investment
- Max LVR
- 90%
- Features
- redraw, extra repayments
- New Car - Special - Secured - PAYG
- Variable (owner occ. P&I)
- 9.54%, 10.76% comparison
- Max LVR
- 100%
- Features
- redraw, extra repayments
Mortgage House business loan rates
Compare across lenders3 products
Its lowest advertised business loan rate is 7.94% variable, with a comparison rate of 8.54%, on its Chameleon Commercial - Pure Commercial 50: 30th lowest of 49 lenders.
- Chameleon - Pure Commercial Low Doc 50
- Variable
- 8.44%, 8.97% comparison
- Loan size
- $150,000 to $2,000,000
- Upfront fee
- $499
- Chameleon Commercial - Pure Commercial 50
- Variable
- 7.94%, 8.54% comparison
- Loan size
- $150,000 to $2,000,000
- Upfront fee
- $499
- Chameleon Commercial - Pure Commercial 80
- Variable
- 8.79%, 9.50% comparison
- Loan size
- $150,000 to $2,000,000
- Upfront fee
- $499
Every published rate Mortgage House has changed.
Fri 9 Oct
Mortgage House lifted 19 variable home loan rates by 0.05 to 0.25 percentage points.
0.05 to 0.25- Chameleon - Platinum Home Loan 60 (OO) (1 rate)
- Chameleon - Platinum Home Loan 80 (OO) (1 rate)
- Chameleon - Executive Home Loan 60 (1 rate)
- Chameleon - Platinum Home Loan 60 (INV) (1 rate)
- Chameleon - Platinum Home Loan 80 (INV) (1 rate)
- Chameleon - Gold SMSF Loan 80 (Combo) (1 rate)
- Chameleon - Gold Non Resident Loan 70 (1 rate)
- Chameleon - Executive Home Loan 60 (with offset) (1 rate)
- Chameleon - Executive Home Loan 80 (1 rate)
- Chameleon Gold SMSF Loan 90 (1 rate)
- and 9 more
Mortgage House cut 1 variable home loan rate by 0.10 percentage points.
0.10
Published by Mortgage House under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.