Mortgage HouseChameleon - Gold SMSF Loan 80 (Combo)
Variable-rate SMSF loan package with lending up to 80% LVR for eligible residential property investment.
Home loansLender updated 3 Oct 2026
At a glance
- Variable (investor P&I)
- 6.89%
- Max LVR
- 80%
- Features
- offset, extra repayments
Rates
The one rate Mortgage House publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableVariable investor lending rate. Introductory period is 0 months; no separate introductory rate is exposed. | Investment, P&I | - | - | 6.89% | 7.35% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 9 Oct 2026 | Variable, Investment, P&I | 6.74% | 6.89% | up 0.15 |
Each change is logged the night it appears in the rates Mortgage House publishes. See how every lender answered the RBA on the rate tracker.
Fees
6 fees published, grouped by when they're charged.
- When you take it outUp to $1,5952 fees, each listed below
- While you hold itUp to $3952 fees, each listed below
- When you close it or pay it off$500Discharge Fee
When you take it out2
- Application Fee$1,595
- Settlement Fee$499
While you hold it2
- Annual Facility Fee$395
- Monthly FeeNo fee
When particular things happen1
- Valuation FeeNo fee
When you close it or pay it off1
- Discharge Fee$500
Features
Offset accountExtra repaymentsDigital banking
- Direct debit repayments are available. Customer specifies repayment frequency, amount and nominated account.
- Loan split capability may allow multiple accounts under one loan for personal, investment, fixed or variable split purposes.
Eligibility and limits
- Minimum age 18
- Residency: Australian or New Zealand Citizen or permanent resident residing in Australia.
- Amount $50,000 to $1,500,000
- Maximum LVR 80%
- Full documentation loan. Full documentation is required or available for this product.
- Purchase permitted where product credit policy criteria are met.
- Refinance permitted where product credit policy criteria are met.
- Maximum loan term is 30 years.
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Published by Mortgage House under the Consumer Data Right, last changed by them on 3 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.