At a glance
- Fixed
- 1 yr 6.74% · 2 yrs 6.69% · 3 yrs 6.89% · 5 yrs 6.99%
- Max LVR
- 95%
- Annual fee
- $120
- Features
- extra repayments
§ 01 — Rates · 16
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment · Interest only | 1 yr fixed | 1–90% LVR · $10,000–$3,750,000 | 6.94% | 9.52% | — |
| Fixed | Investment · Interest only | 2 yrs fixed | 1–90% LVR · $10,000–$3,750,000 | 6.94% | 9.24% | — |
| Fixed | Investment · Interest only | 3 yrs fixed | 1–90% LVR · $10,000–$3,750,000 | 7.09% | 9.04% | — |
| Fixed | Investment · Interest only | 5 yrs fixed | 1–90% LVR · $10,000–$3,750,000 | 7.14% | 8.67% | — |
| Fixed | Investment · P&I | 1 yr fixed | 1–90% LVR · $10,000–$3,750,000 | 6.89% | 9.51% | — |
| Fixed | Investment · P&I | 2 yrs fixed | 1–90% LVR · $10,000–$3,750,000 | 6.79% | 9.20% | — |
| Fixed | Investment · P&I | 3 yrs fixed | 1–90% LVR · $10,000–$3,750,000 | 6.94% | 8.98% | — |
| Fixed | Investment · P&I | 5 yrs fixed | 1–90% LVR · $10,000–$3,750,000 | 7.09% | 8.62% | — |
| Fixed | Owner occupied · Interest only | 1 yr fixed | 1–90% LVR · $10,000–$3,750,000 | 6.94% | 9.11% | — |
| Fixed | Owner occupied · Interest only | 2 yrs fixed | 1–90% LVR · $10,000–$3,750,000 | 6.84% | 8.86% | — |
| Fixed | Owner occupied · Interest only | 3 yrs fixed | 1–90% LVR · $10,000–$3,750,000 | 7.04% | 8.70% | — |
| Fixed | Owner occupied · Interest only | 5 yrs fixed | 1–90% LVR · $10,000–$3,750,000 | 7.09% | 8.40% | — |
| Fixed | Owner occupied · P&I | 1 yr fixed | 1–95% LVR · $10,000–$3,750,000 | 6.74% | 9.12% | — |
| Fixed | Owner occupied · P&I | 2 yrs fixed | 1–95% LVR · $10,000–$3,750,000 | 6.69% | 8.85% | — |
| Fixed | Owner occupied · P&I | 3 yrs fixed | 1–95% LVR · $10,000–$3,750,000 | 6.89% | 8.68% | — |
| Fixed | Owner occupied · P&I | 5 yrs fixed | 1–95% LVR · $10,000–$3,750,000 | 6.99% | 8.37% | — |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Additional Valuation Fee | Event | $150 | — | The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan… |
| Arrears Administration Fee | Event | $20 | — | The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. |
| Copy of Documents Fee | Event | $35 | — | Payable if we are required to obtain a copy of a document, including Mortgage or title search. |
| Default Interest | Event | 2.00% of balance | — | The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. |
| Guarantor Fee | Event | $200 | — | Applies if a guarantor is included in the loan. Fee is per guarantor. |
| Loan Finalisation Fee | Event | $350 | — | Applies when a loan is paid out in full, This includes settlements, refinances and payouts. |
| Renegotiation Fee | Event | $300 | — | Payable when you request a change to the Credit Contract or Security and this change is completed. |
| Early Payment Interest Adjustment (EPIA) | Other | $0 | — | Charged when you, (a) Payout the loan during a Fixed Rate period (b) Pay more than the agreed monthly amount (c) Vary or break out of a Fixed Rate period. |
| Monthly Account Keeping Fee | Periodic | $10 | Every 1 mo | Please refer to your Credit Contract for detail on when Ongoing Fees are charged. |
| Establishment Fee | Upfront | $600 | — | Applies to loans where borrowings are less than 90% of the property value |
| Establishment Fee | Upfront | $990 | — | Applies to loans where borrowings are greater than or equal to 90% of the property value |
§ 03 — Features
Extra repaymentsDigital banking
- · Rate certainty, set your rate for a term of 1,2,3 or 5 years
- · Ability to set up automated repayments
- · Guaranteed Rate to secure your fixed rate for 60 days following your application
- · The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria (Interest Only term must match Fixed Rate term)
- · Phone Banking
- · Ability to split the loan balance into multiple loan accounts to take advantage of both fixed and variable interest rates.
§ 04 — Eligibility & limits
- · Amount $10,000 to $3,750,000
- · Maximum LVR 95%
- · Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice
§ 06 — Run the numbers
Put this product through a calculator
Published by Suncorp Bank under the Consumer Data Right, last changed by them on 23 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.