The Finance Algorithm
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Suncorp Bank

Every product Suncorp Bank publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 6 Nov 2026.

  • Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder. Who shares a cap
  • Australian credit licence and AFS licence 229882, held by Norfina Limited; credit licence since 6 January 2011. ASIC register

Suncorp Bank's rates today

Suncorp Bank's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.

Where Suncorp Bank sits among every institution's best

Suncorp Bank 5.35%Everyone else, 73 in all

Base plus any bonus, when its conditions are met. One dot per institution, at its highest savings rate anyone can apply for; hover or tap a dot for its name.

RateSuncorp BankBest anywhereTypical institution
Savings accountBase plus any bonus, when its conditions are met5.35%Growth Saver Account5.75%Defence Bank Limited's iSaver4.85%of 73 institutions
12-month term depositBest rate for a 12-month term5.75%Term Deposit5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions
Business savings accountEach institution's best interest-paying business account, base plus any bonus2.15%Business Saver Account5.40%Great Southern Bank Business+'s Business+ Saver0.55%of 34 institutions

Suncorp Bank term deposit rates

Compare across banks

2 products

Its highest 12-month term deposit rate is 5.75%, on its Term Deposit: the highest of 65 institutions.

RateSuncorp BankBest anywhereTypical institution
3-month term depositBest rate for 3 months4.80%Term Deposit5.30%Heartland Bank's Broker Term Deposit4.60%of 55 institutions
6-month term depositBest rate for 6 months5.25%Term Deposit5.47%Heartland Bank's Broker Term Deposit5.10%of 63 institutions
12-month term depositBest rate for 12 months5.75%Term Deposit5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions
2-year term depositBest rate for 2 years5.50%Term Deposit5.60%Judo Bank's Personal Term Deposits4.90%of 55 institutions
3-year term depositBest rate for 3 years5.00%Term Deposit5.60%Judo Bank's Personal Term Deposits4.25%of 44 institutions
5-year term depositBest rate for 5 years5.00%Term Deposit5.65%Judo Bank's Personal Term Deposits4.00%of 27 institutions
Rate changes since 18 Sept 2026How every lender responded

Every published rate Suncorp Bank has changed.

Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.

  1. Fri 6 Nov

    • Suncorp Bank lifted 3 term deposit rates by 0.35 percentage points.

      0.35
  2. Fri 30 Oct

    • Suncorp Bank cut 6 term deposit rates by 0.25 to 1.20 percentage points.

      0.25 to 1.20
    • Suncorp Bank lifted 3 term deposit rates by 0.45 percentage points.

      0.45
  3. Thu 8 Oct

  4. Fri 2 Oct

    • Suncorp Bank lifted 15 term deposit rates by 0.05 to 1.20 percentage points.

      0.05 to 1.20
    • Suncorp Bank cut 3 term deposit rates by 0.10 percentage points.

      0.10

Withdrawn recently

  • Standard Variable Rate - Home Package Plus Special Offers for First Home BuyersHome loan, withdrawn 8 Oct 2026
  • Standard Variable Rate - Home Package Plus Special OffersHome loan, withdrawn 8 Oct 2026
  • Standard Variable RateHome loan, withdrawn 8 Oct 2026
  • 5 Year Fixed Rate - Home Package Plus Special Offers for First Home BuyersHome loan, withdrawn 8 Oct 2026
  • 1,2,3 or 5 Year Fixed Rate - Home Package Plus Special OffersHome loan, withdrawn 8 Oct 2026
  • 1,2,3 or 5 Year Fixed RateHome loan, withdrawn 8 Oct 2026
  • Commercial LoansBusiness loan, withdrawn 8 Oct 2026
  • Back to Basics Variable Rate Better Together Special OfferHome loan, withdrawn 8 Oct 2026
  • Back to Basics Variable RateHome loan, withdrawn 8 Oct 2026
  • Business Overdraft (Commercial Business, Agribusiness and Small Business)Overdraft, withdrawn 8 Oct 2026
  • Business Line of Credit (Commercial Business, Agribusiness and Small Business)Business loan, withdrawn 8 Oct 2026
  • Bank Guarantee for BusinessesBusiness loan, withdrawn 8 Oct 2026
  • Business Essentials Term Loan Special OfferBusiness loan, withdrawn 8 Oct 2026
  • Business Essentials LoanBusiness loan, withdrawn 8 Oct 2026
  • Agribusiness LoansBusiness loan, withdrawn 8 Oct 2026

Published by Suncorp Bank under the Consumer Data Right, last changed by them on 6 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.