Suncorp Bank
1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers
Special Offer discounts on Fixed rates in your Home Package Plus with New or additional lending of > $150,000
Home loansBank updated 23 July 2026
At a glance
- Fixed
- 1 yr 6.29% · 2 yrs 6.24% · 3 yrs 6.44% · 5 yrs 6.54%
- Max LVR
- 90%
- Annual fee
- $375
- Features
- extra repayments
§ 01 — Rates · 24
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed1 Year Fixed Rate Term | Investment · Interest only | 1 yr fixed | 1–80% LVR · $150,000–$3,750,000 | 6.49% | 6.65% | — |
| Fixed1 Year Fixed Rate Term | Investment · Interest only | 1 yr fixed | 80–90% LVR · $150,000–$3,750,000 | 6.49% | 7.20% | — |
| Fixed2 Year Fixed Rate Term | Investment · Interest only | 2 yrs fixed | 1–80% LVR · $150,000–$3,750,000 | 6.49% | 6.66% | — |
| Fixed2 Year Fixed Rate Term | Investment · Interest only | 2 yrs fixed | 80–90% LVR · $150,000–$3,750,000 | 6.69% | 7.20% | — |
| Fixed3 Year Fixed Rate Term | Investment · Interest only | 3 yrs fixed | 1–80% LVR · $150,000–$3,750,000 | 6.64% | 6.72% | — |
| Fixed3 Year Fixed Rate Term | Investment · Interest only | 3 yrs fixed | 80–90% LVR · $150,000–$3,750,000 | 6.84% | 7.22% | — |
| Fixed5 Year Fixed Rate Term | Investment · Interest only | 5 yrs fixed | 1–80% LVR · $150,000–$3,750,000 | 6.69% | 6.78% | — |
| Fixed5 Year Fixed Rate Term | Investment · Interest only | 5 yrs fixed | 80–90% LVR · $150,000–$3,750,000 | 6.89% | 7.22% | — |
| Fixed1 Year Fixed Rate Term | Investment · P&I | 1 yr fixed | 1–80% LVR · $150,000–$3,750,000 | 6.44% | 6.65% | — |
| Fixed1 Year Fixed Rate Term | Investment · P&I | 1 yr fixed | 80–90% LVR · $150,000–$3,750,000 | 6.44% | 7.20% | — |
| Fixed2 Year Fixed Rate Term | Investment · P&I | 2 yrs fixed | 1–80% LVR · $150,000–$3,750,000 | 6.34% | 6.64% | — |
| Fixed2 Year Fixed Rate Term | Investment · P&I | 2 yrs fixed | 80–90% LVR · $150,000–$3,750,000 | 6.54% | 7.18% | — |
| Fixed3 Year Fixed Rate Term | Investment · P&I | 3 yrs fixed | 1–80% LVR · $150,000–$3,750,000 | 6.49% | 6.69% | — |
| Fixed3 Year Fixed Rate Term | Investment · P&I | 3 yrs fixed | 80–90% LVR · $150,000–$3,750,000 | 6.69% | 7.19% | — |
| Fixed5 Year Fixed Rate Term | Investment · P&I | 5 yrs fixed | 1–80% LVR · $150,000–$3,750,000 | 6.64% | 6.79% | — |
| Fixed5 Year Fixed Rate Term | Investment · P&I | 5 yrs fixed | 80–90% LVR · $150,000–$3,750,000 | 6.84% | 7.22% | — |
| Fixed1 Year Fixed Rate Term | Owner occupied · P&I | 1 yr fixed | 1–80% LVR · $150,000–$3,750,000 | 6.29% | 6.54% | — |
| Fixed1 Year Fixed Rate Term | Owner occupied · P&I | 1 yr fixed | 80–90% LVR · $150,000–$3,750,000 | 6.29% | 6.88% | — |
| Fixed2 Year Fixed Rate Term | Owner occupied · P&I | 2 yrs fixed | 1–80% LVR · $150,000–$3,750,000 | 6.24% | 6.54% | — |
| Fixed2 Year Fixed Rate Term | Owner occupied · P&I | 2 yrs fixed | 80–90% LVR · $150,000–$3,750,000 | 6.44% | 6.88% | — |
| Fixed3 Year Fixed Rate Term | Owner occupied · P&I | 3 yrs fixed | 1–80% LVR · $150,000–$3,750,000 | 6.44% | 6.61% | — |
| Fixed3 Year Fixed Rate Term | Owner occupied · P&I | 3 yrs fixed | 80–90% LVR · $150,000–$3,750,000 | 6.64% | 6.93% | — |
| Fixed5 Year Fixed Rate Term | Owner occupied · P&I | 5 yrs fixed | 1–80% LVR · $150,000–$3,750,000 | 6.54% | 6.69% | — |
| Fixed5 Year Fixed Rate Term | Owner occupied · P&I | 5 yrs fixed | 80–90% LVR · $150,000–$3,750,000 | 6.74% | 6.99% | — |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Additional Valuation Fee | Event | $150 | — | The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan… |
| Arrears Administration Fee | Event | $20 | — | The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. |
| Copy of Documents Fee | Event | $35 | — | Payable if we are required to obtain a copy of a document, including Mortgage or title search. |
| Default Interest | Event | 2.00% of balance | — | The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. |
| Guarantor Fee | Event | $200 | — | Applies if a guarantor is included in the loan. Fee is per guarantor. |
| Loan Finalisation Fee | Event | $350 | — | Applies when a loan is paid out in full, This includes settlements, refinances and payouts. |
| Early Payment Interest Adjustment (EPIA) | Other | $0 | — | Charged when you, (a) Payout the loan during a Fixed Rate period (b) Pay more than the agreed monthly amount (c) Vary or break out of a Fixed Rate period. |
| Home Package Plus Annual Fee | Periodic | $375 | Every 1 yr | — |
§ 03 — Features
Extra repaymentsDigital banking
- · Rate certainty, set your rate for a term of 1,2,3 or 5 years
- · Ability to set up automated repayments
- · Guaranteed Rate to secure your fixed rate for 60 days following your application
- · No Establishment Fee
- · A discounted interest rate when you combine total home lending over $150,000 with an Everyday Options bank account
- · The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria (Interest Only term must match Fixed Rate term)
- · Split your loans in the package to include Variable and Fixed Rate loan/s at no additional cost
- · Phone Banking
§ 04 — Eligibility & limits
- · Amount $150,000 to $3,750,000
- · Maximum LVR 90%
- · Home Package Plus - New or additional lending of $150,000 +
- · Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice
§ 06 — Run the numbers
Put this product through a calculator
Published by Suncorp Bank under the Consumer Data Right, last changed by them on 23 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.