Suncorp Bank
5 Year Fixed Rate - Home Package Plus Special Offers for First Home Buyers
Special Offer discounts for First Home Buyers on 5 Year Fixed rates (Home Package Plus with New Lending of > $150,000)
Home loansBank updated 23 July 2026
At a glance
- Fixed
- 5 yrs 6.54%
- Max LVR
- 95%
- Annual fee
- $375
- Features
- extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedFirst Home Buyer with New Lending > $150,000 | Owner occupied · P&I | 5 yrs fixed | 1–95% LVR · $150,000–$3,750,000 | 6.54% | 7.00% | — |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Additional Valuation Fee | Event | $150 | — | The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan… |
| Arrears Administration Fee | Event | $20 | — | The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. |
| Copy of Documents Fee | Event | $35 | — | Payable if we are required to obtain a copy of a document, including Mortgage or title search. |
| Default Interest | Event | 2.00% of balance | — | The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. |
| Guarantor Fee | Event | $200 | — | Applies if a guarantor is included in the loan. Fee is per guarantor. |
| Loan Finalisation Fee | Event | $350 | — | Applies when a loan is paid out in full, This includes settlements, refinances and payouts. |
| Early Payment Interest Adjustment (EPIA) | Other | $0 | — | Charged when you, (a) Payout the loan during a Fixed Rate period (b) Pay more than the agreed monthly amount (c) Vary or break out of a Fixed Rate period. |
| Home Package Plus Annual Fee | Periodic | $375 | Every 1 yr | The Home Package Plus Fee is waived for First Home Buyers |
§ 03 — Features
Extra repaymentsDigital banking
- · Phone Banking
- · Rate certainty, set your rate for a term of 5 years
- · Ability to set up automated repayments
- · Guaranteed Rate to secure your fixed rate for 60 days following your application
- · No Establishment Fee
- · A discounted interest rate when you combine total home lending over $150,000 with an Everyday Options bank account
- · The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria
- · No Annual Fee - The Home Package Plus fee is waived for the life of the loan for First Home Buyers
- · Split your loans in the package to include Variable and Fixed rate loan/s at no additional cost
§ 04 — Eligibility & limits
- · Amount $150,000 to $3,750,000
- · Maximum LVR 95%
- · First Home Buyers - Applicable for Owner Occupied First Home Buyers who qualify within their state as first home buyers.
- · Home Package Plus - New Home Lending of $150,000 +
- · Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice
§ 06 — Run the numbers
Put this product through a calculator
Published by Suncorp Bank under the Consumer Data Right, last changed by them on 23 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.