Suncorp Bank
Standard Variable Rate - Home Package Plus Special Offers
Special Offer discounts on Standard Variable rates in your Home Package Plus with New or additional Lending of > $150,000
Home loansBank updated 26 June 2026
At a glance
- Variable (owner occ. P&I)
- 6.13% · 6.48% comparison
- Variable (investor P&I)
- 6.26%
- Max LVR
- 90%
- Annual fee
- $375
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 16
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableStandard Variable. New home lending of >$150,000 | Investment · Interest only | — | 1–60% LVR · $150,000–$3,750,000 | 6.40% | 6.65% | — |
| VariableStandard Variable. New home lending of >$150,000 | Investment · Interest only | — | 60–70% LVR · $150,000–$3,750,000 | 6.40% | 6.66% | — |
| VariableStandard Variable. New home lending of >$150,000 | Investment · Interest only | — | 70–80% LVR · $150,000–$3,750,000 | 6.44% | 6.67% | — |
| VariableStandard Variable. New home lending of >$150,000 | Investment · Interest only | — | 80–90% LVR · $150,000–$3,750,000 | 6.94% | 7.24% | — |
| VariableStandard Variable. New home lending of >$150,000 | Investment · P&I | — | 1–60% LVR · $150,000–$3,750,000 | 6.26% | 6.61% | — |
| VariableStandard Variable. New home lending of >$150,000 | Investment · P&I | — | 60–70% LVR · $150,000–$3,750,000 | 6.28% | 6.63% | — |
| VariableStandard Variable. New home lending of >$150,000 | Investment · P&I | — | 70–80% LVR · $150,000–$3,750,000 | 6.28% | 6.63% | — |
| VariableStandard Variable. New home lending of >$150,000 | Investment · P&I | — | 80–90% LVR · $150,000–$3,750,000 | 6.91% | 7.25% | — |
| VariableStandard Variable. New home lending of >$150,000 | Owner occupied · Interest only | — | 1–60% LVR · $150,000–$3,750,000 | 6.56% | 6.64% | — |
| VariableStandard Variable. New home lending of >$150,000 | Owner occupied · Interest only | — | 60–70% LVR · $150,000–$3,750,000 | 6.56% | 6.64% | — |
| VariableStandard Variable. New home lending of >$150,000 | Owner occupied · Interest only | — | 70–80% LVR · $150,000–$3,750,000 | 6.66% | 6.71% | — |
| VariableStandard Variable. New home lending of >$150,000 | Owner occupied · Interest only | — | 80–90% LVR · $150,000–$3,750,000 | 7.51% | 7.30% | — |
| VariableStandard Variable. New home lending of >$150,000 | Owner occupied · P&I | — | 1–60% LVR · $150,000–$3,750,000 | 6.13% | 6.48% | — |
| VariableStandard Variable. New home lending of >$150,000 | Owner occupied · P&I | — | 60–70% LVR · $150,000–$3,750,000 | 6.13% | 6.48% | — |
| VariableStandard Variable. New home lending of >$150,000 | Owner occupied · P&I | — | 70–80% LVR · $150,000–$3,750,000 | 6.18% | 6.53% | — |
| VariableStandard Variable. New home lending of >$150,000 | Owner occupied · P&I | — | 80–90% LVR · $150,000–$3,750,000 | 6.56% | 6.91% | — |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Additional Valuation Fee | Event | $150 | — | The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan… |
| Arrears Administration Fee | Event | $20 | — | The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. |
| Copy of Documents Fee | Event | $35 | — | Payable if we are required to obtain a copy of a document, including Mortgage or title search. |
| Default Interest | Event | 2.00% of balance | — | The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. |
| Guarantor Fee | Event | $200 | — | Applies if a guarantor is included in the loan. Fee is per guarantor. |
| Loan Finalisation Fee | Event | $350 | — | Applies when a loan is paid out in full, This includes settlements, refinances and payouts. |
| Progressive Funding Fee | Event | $300 | — | Applies at loan settlement or first draw (at the Bank's discretion) for any part of the loan provided for construction purposes. |
| Home Package Plus Annual Fee | Periodic | $375 | Every 1 yr | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsDigital banking
- · The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria
- · Ability to add additional funds. An additional Loan is available (subject to satisfying our credit requirements) and fees and conditions may also apply
- · Phone Banking
- · Ability to set up automated repayments
- · Split your loans in the package to include Variable and Fixed Rate loan/s at no additional cost
- · No Establishment Fee
§ 04 — Eligibility & limits
- · Amount $150,000 to $3,750,000
- · Maximum LVR 90%
- · Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice
- · Home Package Plus - New or additional lending of $150,000 +
§ 06 — Run the numbers
Put this product through a calculator
Published by Suncorp Bank under the Consumer Data Right, last changed by them on 26 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.