The Finance Algorithm

Margin loans

Fixed and variable margin lending rates.

6 margin loans from 3 banks, read every night from what each one publishes under the Consumer Data Right.

Margin loans, lowest rate first

As of 7 November 2026, the lowest advertised margin loan rate is 8.60% variable, from Westpac Online Investment Loan.

Each institution's lowest rate

Each institution, 3 in all

One dot per institution, at its lowest rate. Hover or tap a dot for its name.

Show each institution's figure
Each institution's lowest rate
ProductLowest rate
Westpac Online Investment Loan8.60%
CommBank's Commonwealth Bank Geared Investments Loan9.65%
St. George Bank's Margin Lending9.75%
ProductRatelowest firstLoan sizeUpfront feeOngoing fee
Westpac Westpac Online Investment Loan 9.05%fixed for 1 yearAlso 8.60% variableFrom $20,000$0-
CommBank Commonwealth Bank Geared Investments Loan 9.65%fixed for 1 yearAlso 9.90% variableFrom $20,000--
CommBank CommSec Margin Loan 9.65%fixed for 1 yearAlso 9.90% variableFrom $20,000$0-
St. George Bank Margin Lending 9.75%fixed for 1 yearAlso 10.08% variableFrom $20,000$0$0 a month
Westpac Absolute Investment Loan 10.25%fixed for 1 yearAlso 10.52% variableFrom $50,000--
Westpac Margin Lending 10.25%fixed for 1 yearAlso 10.52% variableFrom $20,000$0$0 a month

6 of 6 margin loans match these filters.

Published by each institution under the Consumer Data Right, last changed by them on 7 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.