Westpac
Absolute Investment Loan
The Westpac Absolute Investment Loan has potential to magnify your investment returns with up to 80% gearing.
Margin loansBank updated 6 Aug 2026
At a glance
- Fixed
- 10.25%
- Variable
- 10.27%
- Loan size
- $50,000 to no maximum
§ 01 — Rates · 11
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedFixed interest is paid in advance. | — | 1 yr fixed | — | 10.25% | — | — |
| FixedFixed interest is paid in arrears. | — | 1 yr fixed | — | 10.35% | — | — |
| FixedFixed interest is paid in advance. | — | 2 yrs fixed | — | 10.25% | — | — |
| FixedFixed interest is paid in arrears. | — | 2 yrs fixed | — | 10.35% | — | — |
| FixedFixed interest is paid in advance. | — | 3 yrs fixed | — | 10.35% | — | — |
| FixedFixed interest is paid in arrears. | — | 3 yrs fixed | — | 10.45% | — | — |
| FixedFixed interest is paid in advance. | — | 4 yrs fixed | — | 10.45% | — | — |
| FixedFixed interest is paid in arrears. | — | 4 yrs fixed | — | 10.55% | — | — |
| FixedFixed interest is paid in advance. | — | 5 yrs fixed | — | 10.60% | — | — |
| FixedFixed interest is paid in arrears. | — | 5 yrs fixed | — | 10.70% | — | — |
| Variable | — | — | — | 10.27% | — | — |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Transaction Fee | Event | No fee | — | The Westpac Absolute Investment Loan has no transaction fees. Details of current interest rates, fees and charges are available from us on request. We may vary interest rates, fees and charges payabl… |
§ 03 — Features
Extra repaymentsRelationship manager
- · The Westpac Absolute Investment Loan offers up to 80% gearing.
- · There are no margin calls on the loan.
- · Competitive interest rates with the opportunity to choose either a variable or fixed interest rate.
- · Potential tax benefits as the total interest cost of your investment loan may be a tax deduction. Interest can be prepaid annually in advance or paid monthly in arrears.
- · The Westpac Absolute Investment Loan has no transaction fees.
- · Borrowers are subject to full credit checks.
§ 04 — Eligibility & limits
- · Residency: Australian Residency
- · Amount $50,000 to no maximum
- · Australian proprietary companies which are not subsidiaries of listed companies. The company directors are required to guarantee the obligations of a company borrower. The company directors must be A…
- · Australian trustees of family, discretionary or testamentary trusts. The directors of proprietary company trustees are required to guarantee the obligations of the company trustee borrower. The compa…
- · The loan has a term of approximately 10 years.
§ 06 — Run the numbers
Put this product through a calculator
Published by Westpac under the Consumer Data Right, last changed by them on 6 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.