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Absolute Investment Loan

The Westpac Absolute Investment Loan has potential to magnify your investment returns with up to 80% gearing.

Margin loansBank updated 16 Oct 2026

At a glance

Fixed
10.25%
Variable
10.52%
Loan size
$50,000 to no maximum

Rates

Every rate Westpac publishes for this margin loan, 11 in all.

TypeApplies toTermBandRateComparisonConditions
FixedFixed interest is paid in advance.-1 yr fixed-10.25%--
FixedFixed interest is paid in arrears.-1 yr fixed-10.35%--
FixedFixed interest is paid in advance.-2 yrs fixed-10.25%--
FixedFixed interest is paid in arrears.-2 yrs fixed-10.35%--
FixedFixed interest is paid in advance.-3 yrs fixed-10.35%--
FixedFixed interest is paid in arrears.-3 yrs fixed-10.45%--
FixedFixed interest is paid in advance.-4 yrs fixed-10.45%--
FixedFixed interest is paid in arrears.-4 yrs fixed-10.55%--
FixedFixed interest is paid in advance.-5 yrs fixed-10.60%--
FixedFixed interest is paid in arrears.-5 yrs fixed-10.70%--
Variable---10.52%--

Rate changes

One change logged, newest first.

DateRateWasNowChange
15 Oct 2026Variable10.27%10.52%up 0.25

Each change is logged the night it appears in the rates Westpac publishes. See how every lender answered the RBA on the rate tracker.

Fees

One fee published, grouped by when they're charged.

When you make a transaction1

  • Transaction Fee

    The Westpac Absolute Investment Loan has no transaction fees. Details of current interest rates, fees and charges are available from us on request. We may vary interest rates, fees and charges payabl…

    No fee

Features

Extra repaymentsRelationship manager
  • The Westpac Absolute Investment Loan offers up to 80% gearing.
  • There are no margin calls on the loan.
  • Competitive interest rates with the opportunity to choose either a variable or fixed interest rate.
  • Potential tax benefits as the total interest cost of your investment loan may be a tax deduction. Interest can be prepaid annually in advance or paid monthly in arrears.
  • The Westpac Absolute Investment Loan has no transaction fees.
  • Borrowers are subject to full credit checks.

Eligibility and limits

  • Residency: Australian Residency
  • Amount from $50,000, no maximum
  • Australian proprietary companies which are not subsidiaries of listed companies. The company directors are required to guarantee the obligations of a company borrower. The company directors must be A…
  • Australian trustees of family, discretionary or testamentary trusts. The directors of proprietary company trustees are required to guarantee the obligations of the company trustee borrower. The compa…
  • The loan has a term of approximately 10 years.

Published by Westpac under the Consumer Data Right, last changed by them on 16 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.