BUSINESS ADVANTAGE-OVERDRAFT

Additional costs may apply including, but limited to, situations where there is more than one residential security property in differing ownership or States, or where guarantees/trusts/companies enti… Loan Documentation Costs

Being the amount of costs and disbursements we have to pay a valuer for a valuation of any security. Fee may be waived for owner-occupied and residential investment lending where the loan-to-valuatio… Security Review Fee

Payable when we require information from the Land Titles Office in connection with your credit contract. Charged at cost.

Payable at the end of each month.

Applies where a cheque paid into your account with us is dishonoured. The fee is debited to your account on the date of dishonour.

Payable when we agree to discharge any security.

Payable for each duplicate paper copy of your monthly statement you request. Charged at the time of your request.

Applies where you request us to retrieve the paper item or evidence supporting a transaction. The fee is debited to your account when the required documentation is provided to you. Please note that t…

Payable in addition to the premium, when we pay the premium for insurance over any security property on your behalf.

Payable on any day that your loan account balance exceeds your amount of credit (maximum credit limit) at the close of business. This fee will be debited to your loan account on that same business da…

Payable if we conduct a review of your overdraft facility

per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender s risk and processing fee, legal costs, document custodian charge…

Payable when we agree to any request by you to vary the terms of your credit contract (including varying your interest rate or switching product types).