Cairns bankBusiness overdraft (secured)
An overdraft facility to assist with day to day cash flow, secured by real estate
OverdraftsBank updated 5 June 2026
At a glance
- Variable
- 0.01%
- Upfront fee
- $200
Rates
Every rate Cairns bank publishes for this overdraft, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variablehttps://cairnsbank.com.au/banking/business-banking/secured-overdrafts/ | - | - | - | 7.25% | - | - |
| Variable | - | - | - | 0.01% | - | paid every 1 mo |
Fees
7 fees published, grouped by when they're charged.
- When you take it out$200APPLICATION_FEE
- While you hold itUp to $252 fees, each listed below
- When you close it or pay it offNo fee published
When you take it out1
- APPLICATION_FEE$200
While you hold it2
- ACCOUNT_KEEPING_FEE$12
- ARREARS_FEE
For loans in arrears two month or more
$25
When particular things happen4
- BANK_CHEQUE_FEE
Payable for each cheque from a Bank (other than Cairns Bank) you request
$12 - CORPORATE_CHEQUE$10
- DISCHARGE_PREPARATION_FEE
When the balance is repaid in full and a Form 3 is prepared
$60 - DISCHARGE_SETTLEMENT_FEE
When required to attend at settlement
$100
Features
None published.
Eligibility and limits
- Available to individuals
- Available to businesses
Compare it with others
Put this product through a calculator
Published by Cairns bank under the Consumer Data Right, last changed by them on 5 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.