CommBankTemporary Excess Business
Access additional funds directly from your business transaction account, to manage your business cash flow or unexpected expenses.
At a glance
- Pricing
- Rates on application
- Variable
- 16.68%
- Loan size
- $2,000 to no maximum
Rates
Every rate CommBank publishes for this overdraft, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableExcess Drawing Interest Rate. Interest rate may vary depending on individual application circumstances. Rates and fees are subject to change. Fees, charges, T&Cs and eligibility criteria apply. | - | - | - | 16.68% | - | - |
| VariableExcess Debit Interest Rate. Interest rate may vary depending on individual application circumstances. Rates and fees are subject to change. Fees, charges, T&Cs and eligibility criteria apply. | - | - | - | 17.68% | - | - |
Fees
4 fees published, grouped by when they're charged.
- When you take it outVariesEstablishment Fee
- While you hold itVaries2 fees, each listed below
- When you close it or pay it offNo fee published
When you take it out1
- Establishment Fee
A one-off establishment fee when your Business Temporary Excess is applied to your account. Other fees and charges may apply.
Varies
While you hold it2
- Overdraft Line Fee
An Overdraft Line Fee charged monthly on your Business Temporary Excess limit or outstanding balance, whichever is highest in that period.
1.70% of balance a month - Overdraft Line Fee
An Overdraft Line Fee charged quarterly on your Business Temporary Excess limit or outstanding balance, whichever is highest in that period.
1.70% of balance every 3 months
When particular things happen1
- Overdrawing Approval Fee
A fee charged when you exceed your agreed Business Temporary Excess limit on a given day. Additional interest may apply on overdrawn amounts above the temporary excess limit.
$15
Features
Eligibility and limits
- Available to businesses
- Amount from $2,000, no maximum
- You haven't been declared bankrupt in the last 5 years.
- You haven't been overdrawn or had your account in arrears anytime in the past 3 months.
- You haven't had any accounts in collections in the past 6 months.
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Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.