Fire Service Credit UnionS28 Flexi Credit
FSCU offer a Flexi Credit secured by the equity in a home, this is a line of credit to access funds for any worthwhile purpose.
At a glance
- Variable
- 8.35%
- Loan size
- $25,000 to no maximum
- Upfront fee
- $200
Rates
The one rate Fire Service Credit Union publishes for this overdraft.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 8.35% | - | paid every 1 yr |
Fees
6 fees published, grouped by when they're charged.
When you take it out1
- Application Fee$200
When particular things happen5
- Legal / Settlement Fee
Fee amount will be variable, calculated if and when applicable. Payable when (or after) we make the amount of credit available to you for any costs and disbursements we have to pay a solicitor or con…
No fee - LTO Mortgage Discharge ##$173
- Mortgage Discharge Doc Fee ##$235.75
- Overdraft Facility Fee$60
- Visa Chargeback
We charge back a merchant for a Visa Transaction, on your behalf. A Visa Chargeback is represented and, at your request, the associated dispute is escalated for Visa Arbitration and/or compliace revi…
$30
Features
Eligibility and limits
- Minimum age 18
- Residency: Australian residents only
- Available to individuals
- Amount from $25,000, no maximum
- To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
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Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 19 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.