Fire Service Credit Union
S28 Flexi Credit
FSCU offer a Flexi Credit secured by the equity in a home, this is a line of credit to access funds for any worthwhile purpose.
OverdraftsBank updated 19 Mar 2026
At a glance
- Variable
- 8.35%
- Loan size
- $25,000 to no maximum
- Upfront fee
- $200
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 8.35% | — | paid every 1 yr |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Legal / Settlement Fee | Event | No fee | — | Fee amount will be variable, calculated if and when applicable. Payable when (or after) we make the amount of credit available to you for any costs and disbursements we have to pay a solicitor or con… |
| LTO Mortgage Discharge ## | Event | $173 | — | — |
| Mortgage Discharge Doc Fee ## | Event | $235.75 | — | — |
| Overdraft Facility Fee | Event | $60 | — | — |
| Visa Chargeback | Event | $30 | — | We charge back a merchant for a Visa Transaction, on your behalf. A Visa Chargeback is represented and, at your request, the associated dispute is escalated for Visa Arbitration and/or compliace revi… |
| Application Fee | Upfront | $200 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingOverdraftMobile Wallet
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian residents only
- · Available to individuals
- · Amount $25,000 to no maximum
- · To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 19 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.