At a glance
- Variable
- 0.01%
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $1,000 | 0.01% | — | paid every 1 mo |
| Variable | — | — | $1,000+ | 0.10% | — | paid every 1 mo |
| Bonus | — | — | — | 2.00% | — | paid every 1 mo; Min deposit amount; Bonus interest |
§ 02 — Fees · 17
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BPay Error Correction | Event | $25 | — | BPAY Error Correction |
| BPay Fee | Event | $7.50 | — | BPAY Payment (Staff assisted) |
| BPay Trace | Event | $25 | — | BPAY Trace |
| Chargeback | Event | $28 | — | — |
| Cheque Dishonour Fee | Event | $10 | — | Payable each occasion a cheque credited to your account is dishonoured by another financial institution |
| Direct Entry/EFT Recall | Event | $25 | — | Direct Entry/EFT Recall |
| Direct Entry/EFT Trace | Event | $25 | — | Direct Entry/EFT Trace |
| Dishonour Fee | Event | $15 | — | — |
| QuickDebit Dishonour Fee | Event | $15 | — | Payable each occasion payment credited to your account is dishonoured by another financial institution |
| RTGS (same day EFT) | Event | $30 | — | Real Time Gross Settlement (RTGS) (same day EFT) |
| Transaction Fee | Event | $7.50 | — | Withdrawl Transaction Fee for staff assisted transactions. |
| Voucher Request | Event | $20 | — | — |
| Overseas ATM | Other | Varies | — | Payable to overseas institution. Direct Charge to Member Plus Conversion at cost |
| Bank @ Post Fee | Transaction | No fee | — | Bank@Post Withdrawal fee $2.65. Deposit fee NIL. Cheque Dishonour fee $24 |
| Cheque Withdrawal Fee | Transaction | $7.50 | — | Corporate (Bank) Cheque - Over the counter or mailed |
| Dormancy Fee | Transaction | $20 | — | Charged when no transactions have been made on your Membership for 2 years or more |
| Overseas ATM | Transaction | $4 | — | Payable to Gateway Bank |
§ 03 — Features
Digital bankingUnlimited transactionsOverdraft
§ 04 — Eligibility & limits
§ 06 — Run the numbers
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Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.