At a glance
- Variable
- 0.01%
Rates
Every rate Gateway Bank publishes for this overdraft, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $1,000 | 0.01% | - | paid every 1 mo |
| Variable | - | - | $1,000+ | 0.10% | - | paid every 1 mo |
| Bonus | - | - | - | 2.25% | - | paid every 1 mo; Min deposit amount; Bonus interest |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Bonus | 2.00% | 2.25% | up 0.25 |
Each change is logged the night it appears in the rates Gateway Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
17 fees published, grouped by when they're charged.
When you make a transaction4
- Bank @ Post Fee
Bank@Post Withdrawal fee $2.65. Deposit fee NIL. Cheque Dishonour fee $24
No fee - Cheque Withdrawal Fee
Corporate (Bank) Cheque - Over the counter or mailed
$7.50 - Dormancy Fee
Charged when no transactions have been made on your Membership for 2 years or more
$20 - Overseas ATM
Payable to Gateway Bank
$4
When particular things happen12
- BPay Error Correction
BPAY Error Correction
$25 - BPay Fee
BPAY Payment (Staff assisted)
$7.50 - BPay Trace
BPAY Trace
$25 - Chargeback$28
- Cheque Dishonour Fee
Payable each occasion a cheque credited to your account is dishonoured by another financial institution
$10 - Direct Entry/EFT Recall
Direct Entry/EFT Recall
$25 - Direct Entry/EFT Trace
Direct Entry/EFT Trace
$25 - Dishonour Fee$15
- QuickDebit Dishonour Fee
Payable each occasion payment credited to your account is dishonoured by another financial institution
$15 - RTGS (same day EFT)
Real Time Gross Settlement (RTGS) (same day EFT)
$30 - Transaction Fee
Withdrawl Transaction Fee for staff assisted transactions.
$7.50 - Voucher Request$20
Other fees1
- Overseas ATM
Payable to overseas institution. Direct Charge to Member Plus Conversion at cost
Varies
Features
Eligibility and limits
None published.
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Published by Gateway Bank under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.