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Overdraft

The overdraft facility allows the borrower to have a negative balance on the current account in the respective currency. The overdraft is an on-demand credit facility, designed to be used as a flexible borrowing for general working capital requirements.

OverdraftsRates on applicationBank updated 12 Oct 2026

At a glance

Pricing
Rates on application

Rates

Every rate Corporate and Institutional Banking publishes for this overdraft, 20 in all.

TypeApplies toTermBandRateComparisonConditions
Market linkedJPY BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--6.95%--
Market linkedFJD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--7.25%--
Market linkedCHF BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--7.44%--
Market linkedSGD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--7.79%--
Market linkedCNY BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--8.05%--
Market linkedSEK BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--8.25%--
Market linkedTHB BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--9.15%--
Market linkedCAD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--9.50%--
Market linkedQAR BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--9.90%--
Market linkedAED BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--10.05%--
Market linkedNOK BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--10.50%--
Market linkedNZD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--10.50%--
Market linkedDKK BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--10.60%--
Market linkedHKD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--10.75%--
Market linkedEUR BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--11.15%--
Market linkedUSD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--11.25%--
Market linkedGBP BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--11.35%--
Market linkedAUD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--11.45%--
Market linkedPGK BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--12.00%--
Market linkedZAR BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates.Interest only--14.75%--

Features

None published.

Eligibility and limits

None published.

Published by HSBC Bank Australia Limited – Wholesale Banking under the Consumer Data Right, last changed by them on 12 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.