Overdraft
The overdraft facility allows the borrower to have a negative balance on the current account in the respective currency. The overdraft is an on-demand credit facility, designed to be used as a flexible borrowing for general working capital requirements.
At a glance
- Pricing
- Rates on application
Rates
Every rate Corporate and Institutional Banking publishes for this overdraft, 20 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Market linkedJPY BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 6.95% | - | - |
| Market linkedFJD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 7.25% | - | - |
| Market linkedCHF BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 7.44% | - | - |
| Market linkedSGD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 7.79% | - | - |
| Market linkedCNY BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 8.05% | - | - |
| Market linkedSEK BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 8.25% | - | - |
| Market linkedTHB BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 9.15% | - | - |
| Market linkedCAD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 9.50% | - | - |
| Market linkedQAR BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 9.90% | - | - |
| Market linkedAED BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 10.05% | - | - |
| Market linkedNOK BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 10.50% | - | - |
| Market linkedNZD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 10.50% | - | - |
| Market linkedDKK BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 10.60% | - | - |
| Market linkedHKD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 10.75% | - | - |
| Market linkedEUR BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 11.15% | - | - |
| Market linkedUSD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 11.25% | - | - |
| Market linkedGBP BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 11.35% | - | - |
| Market linkedAUD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 11.45% | - | - |
| Market linkedPGK BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 12.00% | - | - |
| Market linkedZAR BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | - | - | 14.75% | - | - |
Features
None published.
Eligibility and limits
None published.
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Published by HSBC Bank Australia Limited – Wholesale Banking under the Consumer Data Right, last changed by them on 12 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.