Corporate and Institutional Banking
Overdraft
The overdraft facility allows the borrower to have a negative balance on the current account in the respective currency. The overdraft is an on-demand credit facility, designed to be used as a flexible borrowing for general working capital requirements.
At a glance
- Pricing
- Rates on application
§ 01 — Rates · 20
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Market linkedFJD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 7.25% | — | — |
| Market linkedCHF BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 7.44% | — | — |
| Market linkedSGD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 7.72% | — | — |
| Market linkedCNY BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 8.05% | — | — |
| Market linkedSEK BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 8.25% | — | — |
| Market linkedTHB BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 9.15% | — | — |
| Market linkedCAD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 9.50% | — | — |
| Market linkedQAR BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 9.65% | — | — |
| Market linkedAED BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 9.80% | — | — |
| Market linkedNZD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 10.00% | — | — |
| Market linkedDKK BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 10.10% | — | — |
| Market linkedNOK BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 10.25% | — | — |
| Market linkedHKD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 10.50% | — | — |
| Market linkedEUR BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 10.65% | — | — |
| Market linkedUSD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 11.00% | — | — |
| Market linkedAUD BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 11.20% | — | — |
| Market linkedGBP BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 11.35% | — | — |
| Market linkedPGK BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 12.00% | — | — |
| Market linkedZAR BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 14.25% | — | — |
| Market linkedJPY BLR rate used to price overdrafts. Any unauthorised overdrafts are charged an additional 2% above BLR rates. | Interest only | — | — | 645.00% | — | — |
§ 03 — Features
None published.
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by HSBC Bank Australia Limited – Wholesale Banking under the Consumer Data Right, last changed by them on 18 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.