The Finance Algorithm
Judo Bank

Judo Line of Credit

Need a facility that provides a source of funds to draw as needed? Our Judo Bank line of credit can assist in managing the cash flow of your business. We can assist to meet your working capital needs by allowing drawings and repayments to match your cashflow.

OverdraftsRates on applicationBank updated 1 Sept 2026
At a glance
Pricing
Rates on application
Variable
5.01%
Loan size
$250,000 to $20,000,000
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
PenaltyDefault Rate Margin4.00%Judo's default rate margin is applied on top of the customer interest rate when an event of default has occurred, as per the Judo Business Loan Terms and Conditions.
VariableThe Judo Market Base Rate is Judo's baseline business lending variable rate. A bespoke customer margin is added to this rate to determine a customers all-up lending rate. The customer margin will be…5.01%
§ 03 — Features
  • · Variable interest rate based on our Judo Market Base Rate.
  • · No scheduled repayments.
  • · 12 month terms, reviewed annually.
  • · Principal and interest, or interest-only repayments. Weekly fortnightly, monthly or quarterly repayment options available on principal and interest loans, to match your cashflow.
  • · Security includes trading assets of your business and property.
§ 04 — Eligibility & limits
  • · Available to businesses
  • · Amount $250,000 to $20,000,000

Published by Judo Bank under the Consumer Data Right, last changed by them on 1 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.