Australian Mutual Bank
All Purpose Personal Loan
Any acceptable purpose excluding lending for business purposes.
Personal loansBank updated 23 July 2026
At a glance
- Variable
- 11.99% · 12.14% comparison
- Loan size
- $4,000 to $80,000
- Upfront fee
- $150
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | — | $4,000–$80,000 | 11.99% | 12.14% | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| COLLECTION_CHARGES | Other | $0 to $9,999,999 | — | At cost. Payable when we request an agent to assist our efforts to address defaults under your contract before we can commence legal action. At Cost. |
| APPLICATION_FEE | Upfront | $150 | — | This fee is applicable when the loan is funded. |
§ 03 — Features
RedrawDigital banking
- · No ongoing fees
- · Make extra repayments
- · Choose weekly, fortnightly or monthly repayments
- · A competitive variable interest rate
- · Debt consolidation, You can borrow up to $50,000 to consolidate your debts
- · No fee for early repayment
- · Ability to make lump sum payments
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens of Australia.
- · Available to individuals
- · Amount $4,000 to $80,000
- · You must be a member. Membership is open to citizens of Australia over age of 18 and are current or retired employees or volunteers in Education, Health Care or Emergency Services sectors or are fami…
- · All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Australian Mutual Bank LTD under the Consumer Data Right, last changed by them on 23 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.