Australian Mutual BankAll Purpose Personal Loan
Any acceptable purpose excluding lending for business purposes.
Personal loansBank updated 23 July 2026
At a glance
- Variable
- 11.99%12.14% comparison
- Loan size
- $4,000 to $80,000
- Upfront fee
- $150
Rates
The one rate Australian Mutual Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | $4,000–$80,000 | 11.99% | 12.14% | - |
Fees
2 fees published, grouped by when they're charged.
When you take it out1
- APPLICATION_FEE
This fee is applicable when the loan is funded.
$150
Other fees1
- COLLECTION_CHARGES
At cost. Payable when we request an agent to assist our efforts to address defaults under your contract before we can commence legal action. At Cost.
$0 to $9,999,999
Features
RedrawDigital banking
- No ongoing fees
- Make extra repayments
- Choose weekly, fortnightly or monthly repayments
- A competitive variable interest rate
- Debt consolidation, You can borrow up to $50,000 to consolidate your debts
- No fee for early repayment
- Ability to make lump sum payments
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be citizens of Australia.
- Available to individuals
- Amount $4,000 to $80,000
- You must be a member. Membership is open to citizens of Australia over age of 18 and are current or retired employees or volunteers in Education, Health Care or Emergency Services sectors or are fami…
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
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Published by Australian Mutual Bank LTD under the Consumer Data Right, last changed by them on 23 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.