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Australian Mutual Bank LTD

Every product Australian Mutual Bank LTD publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 7 Nov 2026.

  • Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with Firefighters Mutual Bank, Health Professionals Bank, Teachers Mutual Bank and UniBank under the same banking licence. Who shares a cap
  • Australian credit licence and AFS licence 238981, held by Teachers Mutual Bank Limited; credit licence since 1 February 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register

40 products in 7 categories

  1. Home loans16
  2. Savings & transaction accounts8
  3. Personal loans6
  4. Business loans5
  5. Term deposits3
  6. Credit cards1
  7. Overdrafts1

Australian Mutual Bank LTD's rates today

Australian Mutual Bank LTD's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.

Where Australian Mutual Bank LTD sits among every institution's best

Australian Mutual Bank 5.35%Everyone else, 65 in all

Best rate for a 12-month term. One dot per institution, at its highest 12-month term deposit rate anyone can apply for; hover or tap a dot for its name.

RateAustralian Mutual Bank LTDBest anywhereTypical institution
12-month term depositBest rate for a 12-month term5.35%Term Deposit for Customers5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower6.74%Variable Principal & Interest Commercial Lending6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions

Australian Mutual Bank LTD home loan rates

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16 products

Australian Mutual Bank LTD savings and transaction account rates

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8 products

Its highest savings rate is 0.00%, on its Everyday Direct Account: 74th highest of 84 institutions, level with 10 others.

Australian Mutual Bank LTD term deposit rates

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3 products

Its highest 12-month term deposit rate is 5.35%, on its Term Deposit for Customers: 18th highest of 65 institutions, level with 9 others.

RateAustralian Mutual Bank LTDBest anywhereTypical institution
3-month term depositBest rate for 3 months4.95%Term Deposit for Customers5.30%Heartland Bank's Broker Term Deposit4.60%of 55 institutions
6-month term depositBest rate for 6 months5.10%Term Deposit for Customers5.47%Heartland Bank's Broker Term Deposit5.10%of 63 institutions
12-month term depositBest rate for 12 months5.35%Term Deposit for Customers5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions
3-year term depositBest rate for 3 years4.25%Term Deposit for Customers5.60%Judo Bank's Personal Term Deposits4.25%of 44 institutions

Australian Mutual Bank LTD credit card rates

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1 product

Australian Mutual Bank LTD personal loan rates

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6 products

Australian Mutual Bank LTD business loan rates

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5 products

Its lowest advertised business loan rate is 6.99% variable, on its Variable Interest Only Commercial Lending: 10th lowest of 49 lenders, level with 2 others.

Australian Mutual Bank LTD overdraft rates

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1 product

Rate changes since 18 Sept 2026How every lender responded

Every published rate Australian Mutual Bank has changed.

Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.

  1. Tue 27 Oct

  2. Fri 9 Oct

  3. Thu 8 Oct

  4. Fri 2 Oct

  5. Thu 1 Oct

  6. Sun 27 Sep

Published by Australian Mutual Bank LTD under the Consumer Data Right, last changed by them on 7 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.