Australian Mutual Bank
Car Loan
With our car loan you can purchase or refinance the vehicle of your dreams, whether it's a new or used vehicle up to 10 years old.
Personal loansBank updated 13 July 2026
At a glance
- Variable
- 9.99% · 10.21% comparison
- Loan size
- $5,000 to $80,000
- Upfront fee
- $150
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableLoan term up to 6 years. Comparison rates quoted are based on $30,000 for a term of 5 years for Car Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This compa… | P&I | — | — | 9.99% | 10.21% | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| COLLECTION_CHARGES | Other | $0 to $9,999,999 | — | At cost. Payable when we request an agent to assist our efforts to address defaults under your contract before we can commence legal action. At Cost. |
| APPLICATION_FEE | Upfront | $150 | — | This fee is applicable when the loan is funded. |
§ 03 — Features
RedrawDigital banking
- · No ongoing fees
- · Choose weekly, fortnightly or monthly repayments
- · Make extra repayments
- · A competitive variable interest rate
- · Accessories like a car navigation system, alarm and your car insurance can be added to the loan
- · No fee for early repayment
- · Ability to make lump sum payments
- · Loan can be used to buy towable caravans, boats, motor cycles or classic cars
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens of Australia.
- · Available to individuals
- · Amount $5,000 to $80,000
- · You must be a member. Membership is open to citizens of Australia over age of 18 and are current or retired employees or volunteers in Education, Health Care or Emergency Services sectors or are fami…
- · All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Australian Mutual Bank LTD under the Consumer Data Right, last changed by them on 13 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.