The Finance Algorithm
A-Auswide Bank logoA-Auswide Bank

UNSECURED PERSONAL LOANS

An unsecured loan with a competitive interest rate and low monthly fee for any worthwhile purpose

Personal loansBank updated 28 July 2026

At a glance

Fixed
7.79%8.49% comparison
Upfront fee
$250
Monthly fee
$5

Rates

Every rate A-Auswide Bank publishes for this personal loan, 2 in all.

TypeApplies toTermBandRateComparisonConditions
FixedInvestment, P&I5 yrs fixed$3,000–$100,0007.79%8.49%-
FixedInvestment, P&I5 yrs fixed$3,000–$100,0008.98%9.68%-

Fees

5 fees published, grouped by when they're charged.

  1. When you take it out$250ESTABLISHMENT_FEE_-_PERSONAL_LOAN
  2. While you hold it$5 a monthACCOUNT_SERVICE_FEE_-_PERSONAL_LOAN
  3. When you close it or pay it offNo fee published

When you take it out1

  • ESTABLISHMENT_FEE_-_PERSONAL_LOAN

    To cover our costs associated with establishing your loan

    $250

While you hold it1

  • ACCOUNT_SERVICE_FEE_-_PERSONAL_LOAN

    Payable for managing your account

    $5 a month

When you make a transaction1

  • RTGS_OUTWARD_PAYMENT_FEE

    Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

    $20

When particular things happen2

  • DEFAULT_ADMINISTRATION_FEE

    Charged per month, if you fail to make a payment by the due date

    $40
  • EARLY_PAYOUT_FEE

    Payable to us when your loan is repaid, or you refinance the loan through another credit provider, prior to the end of your loan term. Not appicable for loan refinanced internally. Not applicable if…

    $50

Features

RedrawInstant paymentsPayID

Eligibility and limits

  • Minimum age 18
  • Maximum age 75
  • Available to individuals
  • Minimum balance $3,000

Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 28 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.