UNSECURED PERSONAL LOANS
An unsecured loan with a competitive interest rate and low monthly fee for any worthwhile purpose
At a glance
- Fixed
- 7.79%8.49% comparison
- Upfront fee
- $250
- Monthly fee
- $5
Rates
Every rate A-Auswide Bank publishes for this personal loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment, P&I | 5 yrs fixed | $3,000–$100,000 | 7.79% | 8.49% | - |
| Fixed | Investment, P&I | 5 yrs fixed | $3,000–$100,000 | 8.98% | 9.68% | - |
Fees
5 fees published, grouped by when they're charged.
- When you take it out$250ESTABLISHMENT_FEE_-_PERSONAL_LOAN
- While you hold it$5 a monthACCOUNT_SERVICE_FEE_-_PERSONAL_LOAN
- When you close it or pay it offNo fee published
When you take it out1
- ESTABLISHMENT_FEE_-_PERSONAL_LOAN
To cover our costs associated with establishing your loan
$250
While you hold it1
- ACCOUNT_SERVICE_FEE_-_PERSONAL_LOAN
Payable for managing your account
$5 a month
When you make a transaction1
- RTGS_OUTWARD_PAYMENT_FEE
Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment
$20
When particular things happen2
- DEFAULT_ADMINISTRATION_FEE
Charged per month, if you fail to make a payment by the due date
$40 - EARLY_PAYOUT_FEE
Payable to us when your loan is repaid, or you refinance the loan through another credit provider, prior to the end of your loan term. Not appicable for loan refinanced internally. Not applicable if…
$50
Features
Eligibility and limits
- Minimum age 18
- Maximum age 75
- Available to individuals
- Minimum balance $3,000
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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 28 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.