A-Auswide Bank
UNSECURED PERSONAL LOANS
An unsecured loan with a competitive interest rate and low monthly fee for any worthwhile purpose
Personal loansBank updated 28 July 2026
At a glance
- Fixed
- 7.79% · 8.49% comparison
- Upfront fee
- $250
- Monthly fee
- $5
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment · P&I | 5 yrs fixed | $3,000–$100,000 | 7.79% | 8.49% | — |
| Fixed | Investment · P&I | 5 yrs fixed | $3,000–$100,000 | 8.98% | 9.68% | — |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| DEFAULT_ADMINISTRATION_FEE | Event | $40 | — | Charged per month, if you fail to make a payment by the due date |
| EARLY_PAYOUT_FEE | Event | $50 | — | Payable to us when your loan is repaid, or you refinance the loan through another credit provider, prior to the end of your loan term. Not appicable for loan refinanced internally. Not applicable if… |
| ACCOUNT_SERVICE_FEE_-_PERSONAL_LOAN | Periodic | $5 | Every 1 mo | Payable for managing your account |
| RTGS_OUTWARD_PAYMENT_FEE | Transaction | $20 | — | Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment |
| ESTABLISHMENT_FEE_-_PERSONAL_LOAN | Upfront | $250 | — | To cover our costs associated with establishing your loan |
§ 03 — Features
RedrawInstant paymentsPayID
§ 04 — Eligibility & limits
- · Minimum age 18
- · Maximum age 75
- · Available to individuals
- · Minimum balance $3,000
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 28 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.