The Finance Algorithm

At a glance

Variable
7.15%
Loan size
$500 to no maximum
Upfront fee
$300

Rates

The one rate Coastline publishes for this personal loan.

TypeApplies toTermBandRateComparisonConditions
VariableInvestment, P&I--7.15%-Existing cust; Min deposits; New accounts; New customer

Rate changes

One change logged, newest first.

DateRateWasNowChange
15 Oct 2026Variable, Investment, P&I6.90%7.15%up 0.25

Each change is logged the night it appears in the rates Coastline Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

11 fees published, grouped by when they're charged.

When you take it out5

  • Personal Ln Establishment Fee
    $300
  • PPSR Security Interest Fee
    $50
  • Property Search Fee
    $30
  • Real Time Transfer/NPP Fee
    $20
  • Settlement Disbursement Fee
    $5

When you make a transaction3

  • Loan Redraw Fee
    No fee
  • Loan Redraw Fee
    $20
  • Mortgage Discharge Fee
    $160

When particular things happen3

  • Arrears Reminder Fee
    $5
  • Final Notice of Demand
    $40
  • Manual Arrears Transfer Fee
    $5

Features

RedrawInstant paymentsDigital banking

Eligibility and limits

  • Minimum age 18
  • Residency: Australia
  • Available to individuals
  • Staff only
  • Amount from $500, no maximum

Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.