Firefighters Mutual BankFixed Rate Car Loan
With our Fixed Rate Car Loan you can borrow as little as $10,000 for a new or used vehicle up to 10 years old.
At a glance
- Fixed
- 6.19%6.40% comparison
- Loan size
- $10,000 to $80,000
- Upfront fee
- $150
Rates
Every rate Firefighters Mutual Bank publishes for this personal loan, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 3 yrs fixed | $10,000–$100,000 | 6.19% | 6.40% | - |
| Fixed | P&I | 4 yrs fixed | $10,000–$100,000 | 6.19% | 6.40% | - |
| Fixed | P&I | 5 yrs fixed | $10,000–$100,000 | 6.19% | 6.40% | - |
| Fixed | P&I | 6 yrs fixed | $10,000–$100,000 | 6.19% | 6.40% | - |
Fees
2 fees published, grouped by when they're charged.
- When you take it out$150APPLICATION_FEE
- While you hold itNo fee published
- When you close it or pay it off$0 to $9,999,999BREAK_FEE
When you take it out1
- APPLICATION_FEE
This fee is applicable when the loan is funded. Personal Loan Application Fee Waiver
$150
When you close it or pay it off1
- BREAK_FEE
At cost. Payable on early repayment i.e. during the fixed rate period if you repay the loan in full, you repay part of the loan or you switch from this loan type to another loan type. Please refer to…
$0 to $9,999,999
Features
- No ongoing fees
- Choose weekly, fortnightly or monthly repayments
- A competitive fixed interest rate
- Loan can be used to buy towable caravans, boats, motor cycles or classic cars
- Accessories like a car navigation system, alarm and your car insurance can be added to the loan
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be citizens or permanent residents of Australia.
- Available to individuals
- Amount $10,000 to $80,000
- Firefighters Mutual Bank is for current or retired employees of, or current volunteers with, a fire and/or emergency service and their families, and is completely owned by its members.
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
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Published by Firefighters Mutual Bank under the Consumer Data Right, last changed by them on 11 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.