Firefighters Mutual Bank
Fixed Rate Car Loan
With our Fixed Rate Car Loan you can borrow as little as $10,000 for a new or used vehicle up to 10 years old.
Personal loansBank updated 11 July 2026
At a glance
- Fixed
- 6.19% · 6.40% comparison
- Loan size
- $10,000 to $80,000
- Upfront fee
- $150
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 3 yrs fixed | $10,000–$100,000 | 6.19% | 6.40% | — |
| Fixed | P&I | 4 yrs fixed | $10,000–$100,000 | 6.19% | 6.40% | — |
| Fixed | P&I | 5 yrs fixed | $10,000–$100,000 | 6.19% | 6.40% | — |
| Fixed | P&I | 6 yrs fixed | $10,000–$100,000 | 6.19% | 6.40% | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BREAK_FEE | Exit | $0 to $9,999,999 | — | At cost. Payable on early repayment i.e. during the fixed rate period if you repay the loan in full, you repay part of the loan or you switch from this loan type to another loan type. Please refer to… |
| APPLICATION_FEE | Upfront | $150 | — | This fee is applicable when the loan is funded. Personal Loan Application Fee Waiver |
§ 03 — Features
Digital banking
- · No ongoing fees
- · Choose weekly, fortnightly or monthly repayments
- · A competitive fixed interest rate
- · Loan can be used to buy towable caravans, boats, motor cycles or classic cars
- · Accessories like a car navigation system, alarm and your car insurance can be added to the loan
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens or permanent residents of Australia.
- · Available to individuals
- · Amount $10,000 to $80,000
- · Firefighters Mutual Bank is for current or retired employees of, or current volunteers with, a fire and/or emergency service and their families, and is completely owned by its members.
- · All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Firefighters Mutual Bank under the Consumer Data Right, last changed by them on 11 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.