Firefighters Mutual Bank
Every product Firefighters Mutual Bank publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 27 Oct 2026.
- Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with Australian Mutual Bank, Health Professionals Bank, Teachers Mutual Bank and UniBank under the same banking licence. Who shares a cap
- Australian credit licence and AFS licence 238981, held by Teachers Mutual Bank Limited; credit licence since 1 February 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
30 products in 5 categories
Firefighters Mutual Bank's rates today
Firefighters Mutual Bank's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where Firefighters Mutual Bank sits among every institution's best
| Rate | Firefighters Mutual Bank | Best anywhere | Typical institution |
|---|---|---|---|
| 12-month term depositBest rate for a 12-month term | 5.35%Term Deposit for Customers | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
Firefighters Mutual Bank home loan rates
Compare across banks16 products
- Your Way Fixed Rate Home Loan
- Fixed
- 1 yr 6.49%, 2 yrs 6.89%, 3 yrs 6.99%, 4 yrs 7.09%, 5 yrs 7.14%
- Max LVR
- 98%
- Your Way Fixed Rate Home Loan Investor
- Max LVR
- 98%
- Your Way Fixed Rate Interest Only Home Loan
- Max LVR
- 98%
- Your Way Fixed Rate Interest Only Home Loan Investor
- Max LVR
- 98%
- Your Way Home Loan
- Variable (owner occ. P&I)
- 6.19%, 6.25% comparison
- Max LVR
- 98%
- Features
- redraw, extra repayments
- Your Way Home Loan Investor
- Variable (investor P&I)
- 6.39%
- Max LVR
- 98%
- Features
- redraw, extra repayments
- Your Way Interest Only Home Loan
- Max LVR
- 98%
- Features
- redraw, extra repayments
- Your Way Interest Only Home Loan Investor
- Max LVR
- 98%
- Features
- redraw, extra repayments
- Your Way Plus Fixed Home Loan
- Fixed
- 1 yr 6.39%, 2 yrs 6.74%, 3 yrs 6.84%, 4 yrs 6.89%, 5 yrs 7.04%
- Max LVR
- 98%
- Annual fee
- $300
- Your Way Plus Fixed Home Loan Investor
- Max LVR
- 98%
- Annual fee
- $300
- Features
- offset, redraw, extra repayments
- Your Way Plus Fixed Interest Only Home Loan
- Max LVR
- 98%
- Annual fee
- $300
- Features
- offset, redraw, extra repayments
- Your Way Plus Fixed Interest Only Home Loan Investor
- Max LVR
- 98%
- Annual fee
- $300
- Features
- offset, redraw, extra repayments
- Your Way Plus Home Loan
- Variable (owner occ. P&I)
- 6.19%, 6.49% comparison
- Max LVR
- 98%
- Annual fee
- $300
- Your Way Plus Home Loan Investor
- Variable (investor P&I)
- 6.39%
- Max LVR
- 98%
- Annual fee
- $300
- Your Way Plus Interest Only Home Loan
- Max LVR
- 98%
- Annual fee
- $300
- Features
- offset, redraw, extra repayments
- Your Way Plus Interest Only Home Loan Investor
- Max LVR
- 98%
- Annual fee
- $300
- Features
- offset, redraw, extra repayments
Firefighters Mutual Bank savings and transaction account rates
Compare across banks6 products
Firefighters Mutual Bank term deposit rates
Compare across banks3 products
Its highest 12-month term deposit rate is 5.35%, on its Term Deposit for Customers: 18th highest of 65 institutions, level with 9 others.
| Rate | Firefighters Mutual Bank | Best anywhere | Typical institution |
|---|---|---|---|
| 3-month term depositBest rate for 3 months | 4.95%Term Deposit for Customers | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions |
| 6-month term depositBest rate for 6 months | 5.10%Term Deposit for Customers | 5.47%Heartland Bank's Broker Term Deposit | 5.10%of 63 institutions |
| 12-month term depositBest rate for 12 months | 5.35%Term Deposit for Customers | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| 3-year term depositBest rate for 3 years | 4.25%Term Deposit for Customers | 5.60%Judo Bank's Personal Term Deposits | 4.25%of 44 institutions |
Firefighters Mutual Bank credit card rates
Compare across banks1 product
Firefighters Mutual Bank personal loan rates
Compare across banks4 products
- All Purpose Personal Loan
- Variable
- 11.99%, 12.14% comparison
- Loan size
- $4,000 to $80,000
- Upfront fee
- $150
- Car Loan
- Variable
- 9.99%, 10.21% comparison
- Loan size
- $5,000 to $80,000
- Upfront fee
- $150
- Fixed Rate All Purpose Personal Loan
- Fixed
- 6.99%, 7.20% comparison
- Loan size
- $4,000 to $80,000
- Upfront fee
- $150
- Fixed Rate Car Loan
- Fixed
- 6.19%, 6.40% comparison
- Loan size
- $10,000 to $80,000
- Upfront fee
- $150
Every published rate Firefighters Mutual Bank has changed.
Tue 27 Oct
Firefighters Mutual Bank cut 8 variable home loan rates by 0.05 to 0.15 percentage points.
0.05 to 0.15- Your Way Plus Home Loan Investor (2 rates)
- Your Way Plus Home Loan (2 rates)
- Your Way Home Loan (2 rates)
- Your Way Home Loan Investor (2 rates)
Fri 9 Oct
Firefighters Mutual Bank lifted 42 variable home loan rates by 0.10 to 0.25 percentage points.
0.10 to 0.25- Your Way Plus Home Loan Investor (5 rates)
- Your Way Plus Interest Only Home Loan (5 rates)
- Your Way Plus Interest Only Home Loan Investor (5 rates)
- Your Way Interest Only Home Loan Investor (6 rates)
- Your Way Plus Home Loan (5 rates)
- Your Way Home Loan (5 rates)
- Your Way Interest Only Home Loan (6 rates)
- Your Way Home Loan Investor (5 rates)
Firefighters Mutual Bank lifted 54 term deposit rates by 0.10 to 0.50 percentage points.
0.10 to 0.50
Thu 8 Oct
Firefighters Mutual Bank lifted 108 term deposit rates by 0.10 to 0.50 percentage points.
0.10 to 0.50- Term Deposit for Customers (54 rates)
- Term Deposit for Edvest Members (54 rates)
Fri 2 Oct
Firefighters Mutual Bank lifted 4 savings rates by 0.25 percentage points.
0.25
Thu 1 Oct
Firefighters Mutual Bank lifted 11 savings rates by 0.25 percentage points.
0.25- Essential Saver account (5 rates)
- Pension Advantage account (2 rates)
- Starter Saver account (2 rates)
- Edvest Cash Management account (2 rates)
Sun 27 Sep
Firefighters Mutual Bank lifted 80 fixed home loan rates by 0.30 percentage points.
0.30- Your Way Fixed Rate Interest Only Home Loan Investor (4 rates)
- Your Way Fixed Rate Home Loan (4 rates)
- Your Way Plus Fixed Interest Only Home Loan (16 rates)
- Your Way Plus Fixed Home Loan (16 rates)
- Your Way Plus Fixed Home Loan Investor (16 rates)
- Your Way Fixed Rate Home Loan Investor (4 rates)
- Your Way Fixed Rate Interest Only Home Loan (4 rates)
- Your Way Plus Fixed Interest Only Home Loan Investor (16 rates)
Published by Firefighters Mutual Bank under the Consumer Data Right, last changed by them on 27 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.