The Finance Algorithm
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BEGREEN LOAN

BEGREEN LOAN - Borrowers with a First Option Mortgage

Personal loansBank updated 20 Oct 2026

At a glance

Loan size
$2,000 to no maximum
Upfront fee
$175

Rates

The one rate First Option Bank publishes for this personal loan.

TypeApplies toTermBandRateComparisonConditions
DiscountP&I--6.99%6.23%-

Rate changes

One change logged, newest first.

DateRateWasNowChange
21 Oct 2026Discount, P&I6.74%6.99%up 0.25

Each change is logged the night it appears in the rates First Option Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

2 fees published, grouped by when they're charged.

When you take it out1

  • PERSONAL_LOAN_APPLICATION
    $175

When you make a transaction1

  • PERSONAL_LOAN_REDRAW
    $10

Features

RedrawDigital banking

Eligibility and limits

  • Minimum age 18
  • Residency: Australian Resident
  • Available to individuals
  • Amount from $2,000, no maximum

Published by First Option Bank under the Consumer Data Right, last changed by them on 20 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.