40 products · 6 categories · changed 22 Sept 2026
First Option Bank.
Business loans · 3Compare across banks →
Credit cards · 1Compare across banks →
Personal loans · 6Compare across banks →
BEGREEN LOAN
- Loan size
- $2,000 to no maximum
- Upfront fee
- $175
BEGREEN LOAN
- Variable
- 8.74% · 8.24% comparison
- Loan size
- $2,000 to no maximum
- Upfront fee
- $175
NEW CAR LOAN
- Variable
- 10.99% · 11.24% comparison
- Loan size
- $15,000 to no maximum
- Upfront fee
- $175
PERSONAL LOAN
- Variable
- 13.99% · 14.25% comparison
- Loan size
- $2,000 to no maximum
- Upfront fee
- $175
USED CAR LOAN
- Variable
- 10.99% · 11.24% comparison
- Loan size
- $15,000 to no maximum
- Upfront fee
- $175
VIP PERSONAL LOAN
- Variable
- 7.99% · 8.24% comparison
- Upfront fee
- $175
Home loans · 2Compare across banks →
Term deposits · 12Compare across banks →
12 MONTH FIXED TERM
- Best rate
- 5.30% for 13m
- Min deposit
- $1,000
12 Month Regular Income Term Deposit
- Best rate
- 5.15% for 12m
- 12 months
- 5.15%
- Min deposit
- $25,000
12 MTH FIXED TERM BUSINESS
- Best rate
- 5.10% for 12m
- 12 months
- 5.10%
- Min deposit
- $1,000
24 Month Business Fixed Term Deposit
- Best rate
- 4.55% for 24m
- Min deposit
- $1,000
24 MONTH FIXED TERM
- Best rate
- 4.75% for 24m
- Min deposit
- $1,000
3 Month Fixed Term
- Best rate
- 4.85% for 5m
- Min deposit
- $2,000,000
3 MTH FIXED TERM BUS
- Best rate
- 4.65% for 3m
- Min deposit
- $1,000
6 Month Fixed Term
- Best rate
- 5.10% for 8m
- Min deposit
- $1,000
6 Month Fixed Term Business Term Deposit
- Best rate
- 4.90% for 11m
- Min deposit
- $1,000
6 Month Regular Income Term Deposit
- Best rate
- 0.05% for 6m
- Min deposit
- $25,000
9 Month Fixed Term
- Best rate
- 5.20% for 11m
- Min deposit
- $1,000
REGULAR INCOME 24MTH
- Best rate
- 4.65% for 24m
- Min deposit
- $25,000
Savings & transaction accounts · 16Compare across banks →
Bills Account
- Base rate
- 0.50%
- Monthly fee
- $7.50
Bonus Saver
- Base rate
- 0.05%
- Bonus rate
- 3.25%
- Up to
- 3.30%
BUSINESS CASH HUB
- Base rate
- 0.00%
- Monthly fee
- $12.50
CASH MANAGEMENT
- Base rate
- 2.00%
- Monthly fee
- $7.50
CHRISTMAS SAVER
- Base rate
- 2.25%
- Monthly fee
- $7.50
GST/TAX SAVER
- Base rate
- 0.50%
- Monthly fee
- $12.50
KIDS BONUS SAVER
- Base rate
- 0.05%
- Bonus rate
- 5.50%
- Up to
- 5.55%
MORTGAGE OFFSET
- Base rate
- 0.00%
- Monthly fee
- $2.50
RETIREMENT ACCESS
- Base rate
- 0.05%
- Monthly fee
- $10
S11 RETIREMENT ACCESS
- Base rate
- 0.05%
- Monthly fee
- $7.50
Save Account
- Base rate
- 0.00%
- Intro rate
- 1.50% for 4 mo
- Monthly fee
- $7.50
SAVINGS + BONUS
- Base rate
- 0.25%
- Bonus rate
- 4.75%
- Up to
- 5.00%
Smart Start Access Saver
- Base rate
- 0.05%
- Monthly fee
- $7.50
Special Purpose
- Base rate
- 0.00%
- Monthly fee
- $5
Spend Account
- Base rate
- 0.00%
- Monthly fee
- $10
Super Cash Hub
- Base rate
- 0.05%
- Monthly fee
- $12.50
Published by First Option Bank under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.