The Finance Algorithm
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Unsecured Green Personal Loan

Discover how our unsecured green personal loan makes it easier to embrace a better future. Go greener with lower rates, while enjoying financial benefits.

Personal loansBank updated 16 Oct 2026

At a glance

Fixed
17.00%6.69% comparison
Loan size
$5,000 to $75,000
Upfront fee
$225

Rates

Every rate Great Southern Bank publishes for this personal loan, 12 in all.

TypeApplies toTermBandRateComparisonConditions
DiscountInterest rate is available for customers with Equifax score between 600-674P&I--0.76%--
DiscountInterest rate is available for customers with Equifax score between 675-799P&I--4.56%--
DiscountInterest rate is available for customers with Equifax score between 800-999P&I--8.06%--
DiscountInterest rate is available for customers with Equifax score between 1000-1200P&I--10.31%--
FixedInterest rate is available for customers with Equifax score between 1000-1200P&I7 yrs fixed-17.00%6.69%-
FixedInterest rate is available for customers with Equifax score between 500-549P&I7 yrs fixed-17.00%19.24%-
FixedInterest rate is available for customers with Equifax score between 550-599P&I7 yrs fixed-17.00%17.74%-
FixedInterest rate is available for customers with Equifax score between 600-674P&I7 yrs fixed-17.00%16.24%-
FixedInterest rate is available for customers with Equifax score between 675-799P&I7 yrs fixed-17.00%12.44%-
FixedInterest rate is available for customers with Equifax score between 800-999P&I7 yrs fixed-17.00%8.94%-
PenaltyInterest rate is available for customers with Equifax score between 550-599P&I--0.74%--
PenaltyInterest rate is available for customers with Equifax score between 500-549P&I--2.24%--

Fees

6 fees published, grouped by when they're charged.

When you take it out1

  • Establishment Fee

    An establishment fee includes the cost of processing the application and the preparation of loan documentation.

    $225capped at $225

When particular things happen5

  • Account Information Fee

    Account informaton fee is payable when customer request the following: - An annual audit certificate on a Great Southern Bank account - A copy of a cheque or Visa voucher - Personal information, trac…

    $20
  • Arrears Letter Fee

    Payable where Great Southern Bank sends you a letter in relation to arrears on your account.

    $22
  • Debt Collection Fee

    Costs incurred in the recovery of outstanding debts vary depending on the nature of the default. These costs are applied by the Solicitors or independent contractors engaged to undertake action to re…

    Varies
  • Default Notice Fee

    Default notice fee is payable where Great Southern Bank sends you a default notice in relation to outstanding arrears on your account.

    $33
  • Telegraphic transfer fee within Australia

    Local telegraphic transfer to an account at a financial institution within Australia. Payable where you request a local telegraphic transfer to an account at a financial institution within Australia.

    $35

Features

RedrawExtra repaymentsDigital banking
  • Flexible repayment options - choose to make either monthly, fortnightly or weekly repayments to suit your income and budget.
  • No penalties for early payout, pay off sooner without being charged a fee.
  • $0 Monthly or annual fees.

Eligibility and limits

  • Minimum age 18
  • Residency: You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank
  • Available to individuals
  • Amount $5,000 to $75,000
  • Applications for Personal Loans are subject to credit approval.

Published by Great Southern Bank under the Consumer Data Right, last changed by them on 16 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.