The Finance Algorithm
Health Professionals Bank logoHealth Professionals Bank

All Purpose Personal Loan

Pay for your holiday, wedding or get your debt (up to $50K) under control with a personal loan.

Personal loansBank updated 23 July 2026

At a glance

Variable
11.99%12.14% comparison
Loan size
$4,000 to $80,000
Upfront fee
$150

Rates

The one rate Health Professionals Bank publishes for this personal loan.

TypeApplies toTermBandRateComparisonConditions
VariableP&I-$4,000–$80,00011.99%12.14%-

Fees

One fee published, grouped by when they're charged.

When you take it out1

  • APPLICATION_FEE

    This fee is applicable when the loan is funded. Personal Loan Application Fee Waiver

    $150

Features

RedrawDigital banking
  • No ongoing fees
  • Make extra repayments
  • Choose weekly, fortnightly or monthly repayments
  • A competitive variable interest rate
  • Debt consolidation, You can borrow up to $50,000 to consolidate your debts
  • No fee for early repayment
  • Ability to make lump sum payments

Eligibility and limits

  • Minimum age 18
  • Residency: Individuals must be citizens or permanent residents of Australia.
  • Available to individuals
  • Amount $4,000 to $80,000
  • Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector or are family members of members (i.e. shareholders) of the Ban…
  • All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.

Published by Health Professionals Bank under the Consumer Data Right, last changed by them on 23 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.