The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

30 products · 5 categories · changed 17 Sept 2026

Health Professionals Bank.

Credit cards 1 Personal loans 4 Home loans 16 Term deposits 3 Savings & transaction accounts 6

Credit cards · 1Compare across banks →

Purchase rate: 11.50%
Cash advance: 11.50%
Interest-free days: 55

Personal loans · 4Compare across banks →

All Purpose Personal Loan

Variable: 11.99% · 12.14% comparison
Loan size: $4,000 to $80,000
Upfront fee: $150

Variable: 9.99% · 10.21% comparison
Loan size: $5,000 to $80,000
Upfront fee: $150

Fixed Rate All Purpose Personal Loan

Fixed: 6.99% · 7.20% comparison
Loan size: $4,000 to $80,000
Upfront fee: $150

Fixed Rate Car Loan

Fixed: 6.19% · 6.40% comparison
Loan size: $10,000 to $80,000
Upfront fee: $150

Home loans · 16Compare across banks →

Your Way Fixed Rate Home Loan

Fixed: 1 yr 6.49% · 2 yrs 6.59% · 3 yrs 6.69% · 4 yrs 6.79% · 5 yrs 6.84%
Max LVR: 98%

Your Way Fixed Rate Home Loan Investor

Max LVR: 98%

Your Way Fixed Rate Interest Only Home Loan

Max LVR: 98%

Your Way Fixed Rate Interest Only Home Loan Investor

Max LVR: 98%

Your Way Home Loan

Variable (owner occ. P&I): 5.94% · 6.00% comparison
Max LVR: 98%
Features: redraw, extra repayments

Your Way Home Loan Investor

Variable (investor P&I): 6.24%
Max LVR: 98%
Features: redraw, extra repayments

Your Way Interest Only Home Loan

Max LVR: 98%
Features: redraw, extra repayments

Your Way Interest Only Home Loan Investor

Max LVR: 98%
Features: redraw, extra repayments

Your Way Plus Fixed Home Loan

Fixed: 1 yr 6.39% · 2 yrs 6.44% · 3 yrs 6.54% · 4 yrs 6.59% · 5 yrs 6.74%
Max LVR: 98%
Annual fee: $300

Your Way Plus Fixed Home Loan Investor

Max LVR: 98%
Annual fee: $300
Features: offset, redraw, extra repayments

Your Way Plus Fixed Interest Only Home Loan

Max LVR: 98%
Annual fee: $300
Features: offset, redraw, extra repayments

Your Way Plus Fixed Interest Only Home Loan Investor

Max LVR: 98%
Annual fee: $300
Features: offset, redraw, extra repayments

Your Way Plus Home Loan

Variable (owner occ. P&I): 5.94% · 6.24% comparison
Max LVR: 98%
Annual fee: $300

Your Way Plus Home Loan Investor

Variable (investor P&I): 6.24%
Max LVR: 98%
Annual fee: $300

Your Way Plus Interest Only Home Loan

Max LVR: 98%
Annual fee: $300
Features: offset, redraw, extra repayments

Your Way Plus Interest Only Home Loan Investor

Max LVR: 98%
Annual fee: $300
Features: offset, redraw, extra repayments

Term deposits · 3Compare across banks →

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $1,000

Term Deposit for Customers

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $1,000

Term Deposit for Edvest Members

Best rate: 5.30% for 12m
12 months: 5.30%
Min deposit: $1,000

Savings & transaction accounts · 6Compare across banks →

Edvest Cash Management account

Base rate: 1.00%

Essential Saver account

Base rate: 3.00%

Everyday Direct account

Base rate: 0.00%

Base rate: 0.10%
Bonus rate: 5.00%
Up to: 5.10%

Pension Advantage account

Base rate: 3.00%

Starter Saver account

Base rate: 4.25%

Published by Health Professionals Bank under the Consumer Data Right, last changed by them on 17 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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