Fixed Rate All Purpose Personal Loan
Our Fixed Rate All Purpose Personal Loan allows you to lock in your interest rate and repayments for a fixed period.
At a glance
- Fixed
- 6.99%7.20% comparison
- Loan size
- $4,000 to $80,000
- Upfront fee
- $150
Rates
Every rate Health Professionals Bank publishes for this personal loan, 5 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedFixed rate for 2 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: Thi… | P&I | 2 yrs fixed | - | 6.99% | 7.20% | - |
| FixedFixed rate for 3 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: Thi… | P&I | 3 yrs fixed | - | 6.99% | 7.20% | - |
| FixedFixed rate for 4 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: Thi… | P&I | 4 yrs fixed | - | 6.99% | 7.20% | - |
| FixedFixed rate for 5 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: Thi… | P&I | 5 yrs fixed | - | 6.99% | 7.20% | - |
| FixedFixed rate for 6 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: Thi… | P&I | 6 yrs fixed | - | 6.99% | 7.20% | - |
Fees
2 fees published, grouped by when they're charged.
- When you take it out$150APPLICATION_FEE
- While you hold itNo fee published
- When you close it or pay it off$0 to $9,999,999BREAK_FEE
When you take it out1
- APPLICATION_FEE
This fee is applicable when the loan is funded. Personal Loan Application Fee Waiver
$150
When you close it or pay it off1
- BREAK_FEE
At cost. Payable on early repayment i.e. during the fixed rate period if you repay the loan in full, you repay part of the loan or you switch from this loan type to another loan type. Please refer to…
$0 to $9,999,999
Features
- No ongoing fees
- Choose weekly, fortnightly or monthly repayments
- A competitive fixed interest rate
- Debt consolidation
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be citizens or permanent residents of Australia.
- Available to individuals
- Amount $4,000 to $80,000
- Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector or are family members of members (i.e. shareholders) of the Ban…
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
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Published by Health Professionals Bank under the Consumer Data Right, last changed by them on 23 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.