HUME BANK LIMITED
Secured Personal Loan
No matter if its home renovations or holidays, we offer personal loans with low fixed rates and free online redraw for all occasions
Personal loansBank updated 17 Apr 2026
At a glance
- Fixed
- 8.49% · 8.70% comparison
- Loan size
- $2,000 to no maximum
- Upfront fee
- $150
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInterest is calculated daily and applied monthly | P&I | — | — | 8.49% | 8.70% | — |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| LEGALCOSTS | Cash advance | No fee | — | Priced on application - Payable when we pay our solicitors as a result of your application for a variabtion to, discharge of or our consent to any variation of your agreement or security |
| SECURITYSEARCH | Cash advance | No fee | — | Priced on application - Payable if we need to search a register in relation to any security |
| CONSENT_FEE | Event | $150 | — | Payable when you ask us to consent to a second mortgage on any security |
| CONTRACTVARIATIONFEE | Event | $300 | — | Payable in the event we agree to vary your loan agreement |
| DUPLICATESTATEMENTFEE | Event | $2 | — | Duplicate Statement Fee - $2 per page of statement produced. Payable when you ask us to produce duplicate statements for you. |
| PHOTOCOPYFEE | Event | $3 | — | $3 per page. Payable when you ask us to photocopy documents for you |
| DEFAULTFEE | Payment | $20 | — | Payable on the last day of each month during which there is an amount overdue for payment on your loan. |
| DISHONOURFEE | Payment | $16 | — | Payable if a direct debit from another account to your loan is declined or a cheque deposited to your loan account is dishonoured |
| PLAPPFEE | Upfront | $150 | — | Application Fee for personal loans |
§ 03 — Features
RedrawDigital banking
- · No monthly account keeping fees
- · No early repayment fees
- · Flexible repayments- weekly, fortnightly or monthly repayments available
- · Discounted rates for Hume Property Package holders
- · Loan term of 1-5 years
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be an Australian resident or citizen, with an Australian residential mailing address
- · Amount $2,000 to no maximum
- · Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply
§ 06 — Run the numbers
Put this product through a calculator
Published by Hume Bank under the Consumer Data Right, last changed by them on 17 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.