At a glance
- Pricing
- Rates on application
Fees
4 fees published, grouped by when they're charged.
- When you take it outVariesEstablishment fee
- While you hold it$9.95Monthly loan fee
- When you close it or pay it offNo fee published
When you take it out1
- Establishment fee
Price plans and fees are variable based on merchant. All other regular fees are capped to $200 in the first 12 months and then $125 in the subsequent 12 months
Variescapped at $200 a year
While you hold it1
- Monthly loan fee
Price plans and fees are variable based on merchant. All other regular fees are capped to $200 in the first 12 months and then $125 in the subsequent 12 months
$9.95capped at $200 a year
If a payment is late or fails1
- Late payment fee
All late payment fees are capped to $120 every 12 months.
$20 20 days after it's duecapped at $120 a year
Other fees1
- Interest Charges
Interest bearing plans will have interest charges. Interest rates are fixed for the loan duration.
Varies
Features
- humm accredited merchants may offer plans that are interest bearing but fixed for the duration of the loan
- Fortnightly or monthly instalment plans
- Pre-approved credit limits available
Eligibility and limits
- Minimum age 18
- Residency: Must be a permanent Australian resident
- Valid identification required
- Regular income required
- Subject to credit assessment
- Valid mobile number and email address
- Loan term: 3 to 120 months
- Usage restricted at accredited humm merchant partners
- Approval required per transaction
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Published by humm under the Consumer Data Right, last changed by them on 10 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.