humm

Every product humm publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 8 Oct 2026.

A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.

2 products in 2 categories

Credit cards1
Personal loans1

humm's rates today

humm's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 28 October 2026. Only products anyone can apply for are counted.

Where humm sits among every institution's best

Typical 12.95%

8%10%12%14%16%18%20%to 27.3%

humm 27.30%Everyone else, 51 in all

Ongoing purchase rate, not introductory offers. One dot per institution, at its lowest credit card purchase rate anyone can apply for; hover or tap a dot for its name.

Rate	humm	Best anywhere	Typical institution	Every institutionbesttypicalhumm
Credit card purchase rateOngoing purchase rate, not introductory offers	27.30%humm90	7.49%Unity Bank's Low Rate Visa Credit Card	12.95%of 51 institutions

humm credit card rates

Compare across lenders

1 product

Its lowest credit card purchase rate is 27.30%, on its humm90: 51st lowest of 51 card issuers.

humm90
Purchase rate
27.30%
Cash advance
28.99%
Interest-free days
1800

humm personal loan rates

Compare across lenders

1 product

hummPriced on application
Pricing
Rates on application

Published by humm under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.