Nissan Financial ServicesNFSA A Offer Consumer Loan
A secured fixed rate consumer vehicle loan, available exclusively for Nissan Patrol vehicles.
At a glance
- Fixed
- 8.19%
- Loan size
- $5,000 to no maximum
- Upfront fee
- $499
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Carmaker financeFrom a carmaker's finance arm, for its own vehicles, through its dealers | 8.19% | 2.88%Angle Auto Finance's 2.88% G6 36 months Consumer Loan | 4.99%of 12 institutions | 9th lowest of 12, level with one other |
Rates
The one rate Nissan Financial Services publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedMinimum fixed interest rate. Actual rate offered may vary based on the applicant's circumstances and credit assessment. | P&I | 5 yrs fixed | - | 8.19% | - | - |
Fees
10 fees published, grouped by when they're charged.
- When you take it outUp to $4992 fees, each listed below
- While you hold it$14Account Keeping fee
- When you close it or pay it offUp to $1502 fees, each listed below
When you take it out2
- Establishment Fee
A one-off fee charged at the start of the consumer vehicle loan to cover the costs of setting up and processing the finance contract.
$499 - PPSR Fee
A fee charged to cover the cost of registering a security interest on the Personal Property Securities Register (PPSR).
$6
While you hold it1
- Account Keeping fee
A periodic fee charged for the administration and maintenance of the loan account.
$14
If a payment is late or fails2
- Payment Dishonour fee
A fee charged when a scheduled repayment is dishonoured, declined or cannot be processed.
$20 - Late Payment Fee
A fee charged when a payment is made more than 21 days after it is due.
$25 25 days after it's due
When particular things happen3
- Information Processing and Document Fee
A fee charged each time we provide, at the request of you or your agent, written information about your loan account or a copy of a document relating to this contract.
$15 - Contract Variation Fee
A fee charged each time we agree to your request for a variation to this contract.
$145 - Dealer Facilitation
A fee charged to cover dealer-related services involved in arranging or processing the finance contract.
$0 to $1,450
When you close it or pay it off2
- Early Termination Admin Fee
A admin fee that may apply when a loan is repaid before the end of the agreed loan term.
$150 - Early Termination Fee - Consumer
A fee that may apply when a loan is repaid before the end of the agreed loan term. The amount may vary depending on the timing of the early repayment and the terms of the loan contract.
$0 to $780
Features
- Consumer vehicle loan: - Choice of loan terms from 1 to 7 years. - Fixed interest rate for the term of the loan. - Flexible payment options including the ability to make extra payments.
Eligibility and limits
- Minimum age 18
- Residency: Resident
- Available to individuals
- Amount from $5,000, no maximum
- Maximum LVR 1.4%
- Applicant must not be subject to any current bankruptcy proceedings.
- Applicant must hold a current Australian driver's licence or learner's permit.
- Applicant must have a fixed, verifiable residential address in Australia.
- Applicants holding temporary visas must hold an acceptable visa with at least 12 months remaining before expiry.
- Minimum Term
- Maximum Term
- Acceptable asset condition
- Maximum contract term with balloon
- Model eligibility/exclusions
Compare it with others
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Published by Nissan Financial Services under the Consumer Data Right, last changed by them on 12 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.