PlentiPlenti HEUF Green Loan
Unsecured fixed-rate green loans for eligible home energy upgrades available under the CEFC Household Energy Upgrades Fund (HEUF). Finance the purchase and installation of approved renewable energy equipment including battery storage. Not available for solar-only installations. Credit subject to approval.
At a glance
- Fixed
- 7.99%9.11% comparison
- Loan size
- $2,001 to $50,000
- Upfront fee
- $350
- Monthly fee
- $8.99
Rates
Every rate Plenti publishes for this personal loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedLowest rate generally available for applicants eligible for this product and who agree to join a VPP via GreenConnect. Assumes monthly payments in arrears. The actual rate offered may be higher depen… | P&I | 15 yrs fixed | - | 7.99% | 9.11% | - |
| FixedLowest rate generally available for applicants eligible for this product who do not join a VPP via GreenConnect. Assumes monthly payments in arrears. The actual rate offered may be higher depending o… | P&I | 15 yrs fixed | - | 8.49% | 9.61% | - |
Fees
7 fees published, grouped by when they're charged.
- When you take it outUp to $4002 fees, each listed below
- While you hold it$8.99 a monthAccount Management Fee
- When you close it or pay it offNo fee published
When you take it out2
- Credit Assistance Fee
For loan terms of up to 10 years.
$350 - Credit Assistance Fee
For loan terms of more than 10 years.
$400
While you hold it1
- Account Management Fee
Also known as the monthly fee
$8.99 a month
If a payment is late or fails1
- Direct Debit Dishonour Fee
Payable where a direct debit repayment is dishonoured.
$25
When particular things happen2
- Expedited Loan Transfer Fee
Optional fee charged if borrower uses the Expedited Loan Transfer service to receive same-day funds
$40 - Variation Fee
Payable when you ask to move a monthly repayment
$30
Other fees1
- Arrears Fee
A fee which is payable weekly while the loan account is in arrears, with the amount as specified in your loan contract.
$7 to $20
Features
Eligibility and limits
- Minimum age 18
- Residency: Must be an Australian resident
- Employment: Must be employed >25 hours a week, a self-funded retiree or receiving a government pension
- Available to individuals
- Amount $2,001 to $50,000
- The residential property where the upgrade is installed must be valued at $2,500,000 or less
- For loans of 10 years or more, a battery must be purchased with a minimum capacity of 5kWh and a warranty period equal to or greater than the loan term
- Product cannot be used to finance solar panels without an accompanying eligible upgrade such as battery storage.
- Must have a clear credit file
- Loan terms range from 3 years (P3Y) to 15 years (P15Y). Loan term availability may vary depending on the type of renewable energy equipment financed.
- Available only to finance eligible home energy upgrades under the CEFC Household Energy Upgrades Fund (HEUF).
- Applicants must be referred or introduced to Plenti via an accredited third party
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Published by Plenti under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.