Essentials Offset Account

Our Essentials Offset Account is available to customers looking to offset their loan with a convenient and accessible transaction account.

Savings & transaction accountsBank updated 20 Aug 2026

At a glance

Pricing: Rates on application
Monthly fee: $10

§ 02 — Fees · 1

Fee	Type	Amount	When	Notes
Monthly Account Keeping Fee	Periodic	$10	Every 1 mo	—

§ 03 — Features

Offset accountDigital banking

§ 04 — Eligibility & limits

· Opening balance $50
·  Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements.  Minimum opening balance of $50.  To be eligible and get the benefits from the offset arr…

§ 05 — Compare

All savings & transaction accounts →Other Arab Bank Australia Limited savings & transaction accounts Everything Arab Bank Australia Limited publishes

§ 06 — Run the numbers

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Savings goal

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Compound interest

What a balance grows to with monthly interest.

Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 20 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.