Essentials Offset Account

Our Essentials Offset Account is available to customers looking to offset their loan with a convenient and accessible transaction account.

Savings & transaction accountsBank updated 20 Aug 2026

At a glance

Pricing: Rates on application
Monthly fee: $10

Fees

One fee published, grouped by when they're charged.

While you hold it1

Monthly Account Keeping Fee
$10 a month

Features

Offset accountDigital banking

Eligibility and limits

Opening balance $50
 Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements.  Minimum opening balance of $50.  To be eligible and get the benefits from the offset arr…

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Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 20 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.