A-Auswide Bank
EVERYDAY BASIC ACCOUNT
A transaction account for Commonwealth of Australia concession card holders that pays interest
Savings & transaction accountsBank updated 1 July 2026
At a glance
- Base rate
- 0.00%
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $2,000 | 0.00% | — | paid every 1 mo |
| Variable | — | — | $2,000–$50,000 | 0.75% | — | paid every 1 mo |
| Variable | — | — | $50,000+ | 1.05% | — | paid every 1 mo |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| ATM_DIRECT_CHARGE_FEE | Cash advance | Varies | — | Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM. |
| TELEGPRAPHIC_TRANSFER_FEE | Payment | $50 | — | $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank. |
| CURRENCY_CONVERSION_FEE | Transaction | 3.00% of transaction | — | Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM |
| RTGS_OUTWARD_PAYMENT_FEE | Transaction | $20 | — | Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment |
| CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK | Withdrawal | $2 | — | Payable when you write a cheque and it is presented on your account |
| FOREIGN_ATM_WITHDRAWAL_FEE | Withdrawal | $5 | — | Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account |
§ 03 — Features
PayIDDigital bankingUnlimited transactions
- · Up to 99 Sub Accounts
§ 04 — Eligibility & limits
- · Available to individuals
- · Commonwealth of Australia concession card holders
§ 05 — Compare
§ 06 — Run the numbers
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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.