The Finance Algorithm
A-Auswide Bank logoA-Auswide Bank

EVERYDAY BASIC ACCOUNT

A transaction account for Commonwealth of Australia concession card holders that pays interest

Savings & transaction accountsBank updated 1 July 2026

At a glance

Base rate
0.00%

Rates

Every rate A-Auswide Bank publishes for this account, 3 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $2,0000.00%-paid every 1 mo
Variable--$2,000–$50,0000.75%-paid every 1 mo
Variable--$50,000+1.05%-paid every 1 mo

Fees

6 fees published, grouped by when they're charged.

When you make a transaction6

  • ATM_DIRECT_CHARGE_FEE

    Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM.

    Varies
  • TELEGPRAPHIC_TRANSFER_FEE

    $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.

    $50
  • CURRENCY_CONVERSION_FEE

    Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM

    3.00% of transaction
  • RTGS_OUTWARD_PAYMENT_FEE

    Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

    $20
  • CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK

    Payable when you write a cheque and it is presented on your account

    $2
  • FOREIGN_ATM_WITHDRAWAL_FEE

    Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account

    $5

Features

PayIDDigital bankingUnlimited transactions
  • Up to 99 Sub Accounts

Eligibility and limits

  • Available to individuals
  • Commonwealth of Australia concession card holders

Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.