EVERYDAY BASIC ACCOUNT
A transaction account for Commonwealth of Australia concession card holders that pays interest
At a glance
- Base rate
- 0.00%
Rates
Every rate A-Auswide Bank publishes for this account, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $2,000 | 0.00% | - | paid every 1 mo |
| Variable | - | - | $2,000–$50,000 | 0.75% | - | paid every 1 mo |
| Variable | - | - | $50,000+ | 1.05% | - | paid every 1 mo |
Fees
6 fees published, grouped by when they're charged.
When you make a transaction6
- ATM_DIRECT_CHARGE_FEE
Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM.
Varies - TELEGPRAPHIC_TRANSFER_FEE
$AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.
$50 - CURRENCY_CONVERSION_FEE
Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM
3.00% of transaction - RTGS_OUTWARD_PAYMENT_FEE
Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment
$20 - CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK
Payable when you write a cheque and it is presented on your account
$2 - FOREIGN_ATM_WITHDRAWAL_FEE
Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account
$5
Features
- Up to 99 Sub Accounts
Eligibility and limits
- Available to individuals
- Commonwealth of Australia concession card holders
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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.