A-Auswide BankCASH MANAGEMENT
A cash management account
At a glance
- Base rate
- 0.00%
- Monthly fee
- $5
Rates
Every rate A-Auswide Bank publishes for this account, 7 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $5,000 | 0.00% | - | paid every 1 mo |
| Variable | - | - | $100,000–$250,000 | 3.40% | - | paid every 1 mo |
| Variable | - | - | $20,000–$50,000 | 1.40% | - | paid every 1 mo |
| Variable | - | - | $250,000–$500,000 | 4.25% | - | paid every 1 mo |
| Variable | - | - | $5,000–$20,000 | 1.20% | - | paid every 1 mo |
| Variable | - | - | $50,000–$100,000 | 1.65% | - | paid every 1 mo |
| Variable | - | - | $500,000+ | 4.25% | - | paid every 1 mo |
Rate changes
6 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 9 Oct 2026 | Variable, $100,000–$250,000 | 3.15% | 3.40% | up 0.25 |
| 9 Oct 2026 | Variable, $20,000–$50,000 | 1.15% | 1.40% | up 0.25 |
| 9 Oct 2026 | Variable, $250,000–$500,000 | 4.00% | 4.25% | up 0.25 |
| 9 Oct 2026 | Variable, $5,000–$20,000 | 0.95% | 1.20% | up 0.25 |
| 9 Oct 2026 | Variable, $50,000–$100,000 | 1.40% | 1.65% | up 0.25 |
| 9 Oct 2026 | Variable, $500,000+ | 4.00% | 4.25% | up 0.25 |
Each change is logged the night it appears in the rates Auswide Bank Ltd publishes. See how every lender answered the RBA on the rate tracker.
Fees
8 fees published, grouped by when they're charged.
While you hold it1
- ACCOUNT_SERVICE_FEE_-_CASH_MANAGEMENT
Payable for managing your account Balance falls below $5,000.00 in month Shareholder of Auswide Bank Hold an Auswide Bank Term Deposit
$5 a month
When you make a transaction6
- ATM_DIRECT_CHARGE_FEE
Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM.
Varies - TELEGPRAPHIC_TRANSFER_FEE
$AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.
$50 - CURRENCY_CONVERSION_FEE
Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM
3.00% of transaction - RTGS_OUTWARD_PAYMENT_FEE
Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment
$20 - CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK
Payable when you write a cheque and it is presented on your account
$2 - FOREIGN_ATM_WITHDRAWAL_FEE
Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account
$5
When particular things happen1
- DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT
Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account
$15
Features
- Up to 99 Sub Accounts
Eligibility and limits
- Available to individuals
- Available to businesses
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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.